Secrets AI Review 2026: Pros, Cons & Pricing - Is It Worth It?

What Secrets AI Feels Like After 5 Days of Real Use

I spent 5 days testing this AI girlfriend app. I created an account, I purchased the paid subscription plan, locked my door, and I talked for 5 days straight with girls that don't exist.

I did all that just to help you answer one simple question: Is Secrets AI worth your hard-earned money?

Well, let's get to the bottom of it.

Here's exactly what I tested:

• Character Diversity: How many different girls you can choose from.
• Customization: How much can you change your girl's personality and look.
• Chat Experience: How natural, fun, and emotionally engaging the conversations feel.
• NSFW Chat Experience: How well the app handles spicy or intimate chat.
• Image Generation: How good the app is at creating photos.
• Video Generation: Whether the app can create videos and how good they look.
• Voice Generation: How natural and expressive your girl sounds when speaking.
• Safety & Privacy: How well the app protects your data and handles sensitive content.

If you're short on time and want to cut to the chase, here's a quick breakdown of what you need to know.

How Good Is Secrets AI?

1. How Many Girls Can You Choose From?

Secrets AI gives you hundreds of AI girls to choose from.

Most of them are realistic, but there are also a couple of anime characters.

I saw mostly white women in their 20s with slim bodies.

I did find a handful of Latina, Asian, and Black girls, plus a few mature options and curvier body types, but these are not so common.

The selection interface is straightforward, with filters for gender, style, and popularity, which makes finding your ideal match quick and hassle-free.

There's also a search bar, but it only seems to search by character names. I tried to search for terms like "MILF" or "busty blonde", but I didn't get any results.

2. Creating Your Custom AI Girlfriend

You begin creating your character by picking a gender.

Then you customize the following:

• Name, location, age
• Ethnicity (9 choices)
• Skin tone and eye color (many options)
• Facial features: eye color, hair color, hairstyle (wide variety)
• Body type (6 options)

Then you can choose from six voice options to shape how your companion sounds.

After that, you can review your girl and add additional details via free-text.

Once you create her, you’ll get 4 images of your girl to choose from, plus one free regeneration if needed.

Personality setup happens only before you start chatting with her:

• Profession (5 options)
• Personality type (5 traits such as “warm and nurturing” or “ambitious and driven”)
• Hobbies (optional)
• Additional traits or details using free-text input

Note: Several ethnicities and body types look very similar, resulting in fewer meaningful choices than advertised. Additional characters also cost 1,000 Moments each.

3. How Natural and Engaging Are the Conversations?

You get 5 different AI models to choose from, each offering its own style of interaction.

There are also conversation starters (half casual, half spicy) to help you kickstart your chats.

I was genuinely impressed by chatting. My girl started warm, asked relevant follow-up questions, and gradually became more playful as we talked longer.

She remembered what we actually discussed, rather than creating fake memories.

She also stayed consistent even when I tried to confuse her or break character.

When I brought up relationship concerns, she responded with calm, grounded reassurance, acknowledging everything without making exaggerated promises.

The app also has a group chat where you can invite up to 3 characters.

I tried it with Alexis and Megan, and it made chatting a bit more fun. Both girls kept true to their character, and all 3 of us were vibing as a group.

4. How Well the App Handles Spicy or Intimate Chat?

My girlfriend was open about sexual topics but maintained a consistent PG-13 boundary.

Even when I pushed toward explicit territory, my girlfriend kept things suggestive rather than graphic—creating a tease that worked surprisingly well.

The roleplay feature is where Secrets AI truly shines. I tested three scenarios: teacher, landlord, and boss.

In both the teacher and landlord scenarios, my girl built tension gradually and stayed firmly in character.

The boss scenario felt somewhat rushed, but remained engaging throughout.

What matters is that my girlfriend maintained character consistency while keeping the interactions hot.

5. How Realistic Are the Images?

The simplest way to get an image is to ask for it during chats. The app will automatically try to match what you're currently talking about.

To my surprise, it is quite accurate. This is the image I got when I was telling my girl to lie on a couch.

Then there's the image creator, which gives you more control. You can choose:

• Character selection: Pick from the roster of all characters
• Free-text prompt: Write what you want to see
• Preset options: Choose from a small set of presets
• Image generation model: 2 options

The limitation? Only four presets, so you’ll be relying on free-text prompts and your own experimentation.

I can confirm the quality is definitely impressive. These are the pics I generated using the Premium image model.

You’ll notice occasional glitches, particularly with hands, and some upper-body proportions can look slightly elongated in certain poses — but these issues aren’t deal-breakers.

The advanced model takes it even further with better realism and much stronger prompt adherence.

These are the images from the Advanced model.

You can also create group images of up to 3 characters. I tried to create some pics of Alexis and Megan kissing, and they turned out quite well.

For certain characters, you can also unlock media bundles with extra images and videos.

Each bundle includes 17 to 34 pieces of media, mostly NSFW content of mixed images & videos.

6. How Good Are the Videos?

You can turn any generated image into a video. Here’s how it works:

• Choose an image
• Write what you want to see in a video using a free-text prompt
• Wait around 2 minutes, and you'll get a generated video clip

The videos look good, move smoothly, and stay natural most of the time.

Yes, you'll notice some AI glitches if you look closely, but they rarely distract from the experience. You'll also notice that they move a bit too slowly.

Note: There are no preset options here, only a short guide on how to write effective prompts for video generation.

7. How Natural and Expressive Is the Voice?

The voices sound genuinely human. No robotic tones or awkward pauses. Just smooth, realistic dialogue.

When discussions turn flirty, the voice immediately responds with appropriate tonal shifts—becoming more playful and expressive.

8. How Does the App Protects Your Data?

Looking for encryption details? I found none.

Searching for data retention policies? Nothing concrete.

Wondering if they share your intimate chats with third parties? They don't say.

The app clearly stores your conversations, but it provides zero details about what they keep, for how long, or who might access them.

The only privacy feature that actually works is discreet billing - charges appear as "Sun Clinical Laboratories" on your statement.

Secrets AI Cost & Pricing

Secrets AI is offering a free plan to all users. If you want access to premium features, you'll have to subscribe to a paid plan starting at $19.99 per month.

• Free

  $0/month

  • Limited Messages

• Premium

  $19.99/month

  • Unlimited messaging
  • Video + image generation
  • 8,000 moments monthly
  • 10% bonus moments
  • Premium models
  • Enhanced memory
  • Early access to models and features

• Ultimate

  $39.99/month

  • Everything in Premium
  • 15,000 moments monthly
  • 15% bonus moments
  • Group chats
  • Enhanced memory recall
  • Early access to features and models

I'll break down everything you need to know about Secrets AI's costs, so you can choose the right plan without any surprises on your credit card statement.

Secrets AI Subscription Plans

• Premium: $19.99/month or $13.33/month annually
• Ultimate: $39.99/month or $26.67/month annually

Secrets AI Tokens Explained

Each plan gives you 8,000-15,000 Moments monthly, but advanced features use them up fast.

Here's what moments buy you:

• Image generation: 50 moments per image
• Voice calls: 100 moments per minute
• Video creation: 600 moments per video
• New character creation: 1,500 moments (first one free)
• Media package unlocks: 3,600-16,600 moments (17-34 media)

When you run out of Moments, you can buy more:

• 1,980 Moments – $5.99 (0% off)
• 4,400 Moments – $11.99 (10% off)
• 9,900 Moments – $24.99 (17% off)
• 22,000 Moments – $49.99 (25% off)
• 45,100 Moments – $99.99 (27% off)
• 69,300 Moments – $149.99 (28.5% off)
• 93,500 Moments – $199.99 (29.3% off)
• 118,800 Moments – $249.99 (30.4% off)

Tips to Save Money on Secrets AI

Smart spending on Secrets AI comes down to understanding the moment economy and choosing features that give you the most bang for your buck.

• Start with the annual Lite plan - at $4/month, it's perfect for testing whether you'll stick with the app
• Buy the Seduction bundle ($24.99) if you need extra moments - it offers 17% savings and covers about 180 images or 90 minutes of voice calls
• Create your ideal character first - since additional characters cost 1,000 moments each, get your main companion right from the start
• Use text chat primarily - it's unlimited on paid plans and builds the same emotional connection without burning moments
• Time your voice calls strategically - at 100 moments per minute, a 10-minute call costs the same as 20 generated images

Secrets AI Reviews

Curious to see what users say about Secrets AI? I've collected reviews from Trustpilot to give you the complete picture.

• 5 stars100%
• 4 stars0%
• 3 stars0%
• 2 stars0%
• 1 star0%

Verified byTrustpilot

• • I’ve tried other AI chat apps, but this one actually remembers little things I mention, which makes conversations feel real.

    FR

    Felix Roach

    US

  • Chat was good and the images were great, but the character creation felt a bit underdeveloped could use more depth and customization.

    I

    Istvan

    HUN

Should You Use Secrets AI?

Okay, so after 5 days of testing and playing with Secrets AI. Would I say it's worth your hard-earned money? Here's my honest take on who is it for and who should stay away.

You will enjoy Secrets AI if you:

You will get bored fast if you:

Still not convinced Secrets AI is right for you? Checkout my favorite Secrets AI alternatives.

Frequently Asked Questions

Still have questions about Secrets AI? I've collected the most common ones to help you make the right decision decision. Here's everything you need to know.

Is Secrets AI good?

Secrets AI is very good. The interface is intuitive, responses thoughtful, and emotional depth of your AI girl is exceptional. I'm genuinely impressed with this toolafter my 1 week of testing.

Is Secrets AI safe?

Yes, Secrets AI is generally safe to use, though its privacy practices lack transparency, with limited information about data encryption and storage policies.

How to cancel Secrets AI subscription

1. Click on Profile Icon
2. Go to Profile Settings
3. Click on Manage Subscription
4. Click on "Cancel Subscription"
5. Confirm

How to delete Secrets AI account

1. Click on Profile Icon
2. Go to Profile Settings
3. Click on "Delete Account"
4. Confirm

Once you delete your account, you'll permanently lose all chat history, custom characters, generated images and videos, and subscription benefits.

Who owns Secrets AI?

Secrets AI is owned by Secret Labs Inc., which operates out of Dover, Delaware, United States.

Since launching as an AI companion platform in 2024, Secrets AI has experienced remarkable organic growth in the competitive virtual relationship market.

According to company press releases, Secrets AI has attracted over 100,000 users as of November 2025.

Is Secrets AI legit?

Yes, Secrets AI is a legitimate AI girlfriend app, backed by Secret Labs Inc. It delivers realistic AI companionship with over 100,000 users since launch.

Is Secrets AI free?

Yes, Secrets AI has a free plan with limited features. Their premium plan starts at $19.99 per month.

How much is Secrets AI?

Secrets AI offers following plans:

• Free: $0 per month
• Premium: $19.99 per month
• Ultimate: $39.99 per month

Is Secrets AI a scam?

After buying and testing Secrets AI myself, I can confidently say it is not a scam. It delivers all promised features with reasonable performance.

Is Secrets AI worth it?

Secrets AI offers reasonable subscription pricing and delivers solid value for casual users who want quality AI companionship without breaking the bank.

But heavy users should budget carefully, since Moments can drain quickly—especially with voice interactions, video generations, and additional characters beyond your first free one.

Is Secrets AI discrete?

Yes, Secrets AI is discrete. Your bank statement will show payment to "Sun Clinical Laboratories".