Chub AI

3.2
Try Chub AI

Joi AI

3.2
Try Joi AI
  • Chub AI logo

    Chub AI

    3.2 out of 5

  • Character Diversity

    4.4/5(Very Good)
    Extensive anime-focused library with robust filtering but needs more realistic options.
  • Customization

    3.5/5(Good)
    Solid character personalization options, but lacking physical customization.
  • Chat Experience

    3.6/5(Good)
    Emotionally deep but struggles with conversation flow and role clarity.
  • NSFW Chat Experience

    3.6/5(Good)
    Maintains character but confusing chat bubbles and repetitive roleplay limit immersion.
  • Image Generation

    3.5/5(Good)
    Decent quality, but limited customization and character consistency
  • Video Generation

    1/5(Poor)
    Feature completely absent, leaving visual interaction seekers empty-handed.
  • Voice Generation

    3.7/5(Good)
    A fairly natural voice with a slight robotic undertone that adjusts somewhat to the tone of conversation.
  • Safety & Privacy

    2.6/5(Good)
    Minimal security with vague "reasonable measures" and extensive data sharing.
  • Pricing

    Free plan available. Paid plan starts at $5/month
  • Joi AI logo

    Joi AI

    3.2 out of 5

  • Character Diversity

    4.3/5(Very Good)
    Impressive character diversity with minor limitations in search functionality.
  • Customization

    4.3/5(Very Good)
    Robust preset options with personality sliders that truly impact interactions.
  • Chat Experience

    3.8/5(Good)
    Natural and flirty, but character limits and surface-level responses prevent deeper connection.
  • NSFW Chat Experience

    2.7/5(Good)
    Sets boundaries that kill immersion, out-of-context flirting, and rejected roleplay scenarios.
  • Image Generation

    3.2/5(Good)
    Decent but flawed AI imagery with hidden price restrictions.
  • Video Generation

    3.7/5(Good)
    Good quality but severe limitations on character choice without extra payment.
  • Voice Generation

    1/5(Poor)
    Completely absent feature with no voice generation capability whatsoever.
  • Safety & Privacy

    2.8/5(Good)
    Claims standard security but lacks specifics on chat encryption and data protection.
  • Pricing

    Free plan available. Paid plan starts at $17.77/month

Chub AI vs Joi AI

I've spent a full week with both Chub AI and Joi AI to see which one truly deserves your attention and subscription. Both platforms make big promises, but they take surprisingly different approaches.

After hundreds of messages exchanged with each AI girl, I've put together clear differences in both platforms.

In this head-to-head comparison, I'll break down exactly how these AI girlfriends stack up across all the features that actually matter.

Whether you're looking for emotional support, entertaining conversation, or a judgment-free space to be yourself, this in-depth comparison will help you choose the right AI girlfriend for your specific needs.

Chub AI

An AI-powered platform for interactive roleplay, focused on text and audio, with customizable characters and contextual dialogue.

Chub AI interface
Chub AI interface

Joi AI

An AI-powered virtual girlfriend platform offering adult chats and intimate services, tailored for mature audiences.

Joi AI interface
Joi AI interface

Character Diversity

Chub AIJoi AI
4.4/5(Very Good)
Extensive anime-focused library with robust filtering but needs more realistic options.
4.3/5(Very Good)
Impressive character diversity with minor limitations in search functionality.

Chub AI logoChub AI

Chub AI offers one of the largest character libraries I've tested.

Chub AI - Character Selection

Chub AI - Character Selection

The app specializes in anime-styled characters, with fewer realistic options.

Chub AI - Anime Focused Characters

Chub AI - Anime Focused Characters

But within this category, the possibilities for characters and scenarios are only limited by your imagination.

Chub AI - Unlimited Character Scenarios

Chub AI - Unlimited Character Scenarios

Variety spans both safe-for-work and adult categories, covering everything from casual companions to role-play partners.

Chub AI - SFW and NSFW Categories

Chub AI - SFW and NSFW Categories

The search system is powerful, if a bit complex. A universal search bar lets you look through people, characters, lore books, presets (chat settings), and tags.

Chub AI - Powerful Search System

Chub AI - Powerful Search System

Filters allow you to narrow by personality traits, creation date, or even character complexity (measured in tokens).

Chub AI - Advanced Character Filters

Chub AI - Advanced Character Filters

On top of that, you can sort results in different ways — by timeline, trending, AI rating, popularity, messages per user, chats per user, and more.

Chub AI - Sort Results by Popularity and More

Chub AI - Sort Results by Popularity and More

Want a romantic partner, or someone more mysterious? The tag system makes it possible to combine traits to find exactly what you’re looking for.

Chub AI - Advanced Character Filters

Chub AI - Advanced Character Filters

The interface shows only 20 characters per page, so browsing the full library takes extra time and clicks.

Chub AI - Limited Browsing 20 Characters per Page

Chub AI - Limited Browsing 20 Characters per Page

Joi AI logoJoi AI

Joi AI offers solid character selections — you'll find everything from college students to mature partners, spanning six ethnicities.

Joi Ai - Character Selection

Joi Ai - Character Selection

The roster keeps growing daily as users create public characters.

Joi Ai - Community-Created Characters

Joi Ai - Community-Created Characters

Want fantasy companions? They're here. During my tests, I found elves, orcs, and angels alongside anime-styled characters.

Joi Ai - Fantasy Characters

Joi Ai - Fantasy Characters

Character search works but is basic — filter by creator, gender, age, or tags like fantasy and sexual orientation, or use the search bar.

Joi Ai - Character Search System

Joi Ai - Character Search System

Customization

Chub AIJoi AI
3.5/5(Good)
Solid character personalization options, but lacking physical customization.
4.3/5(Very Good)
Robust preset options with personality sliders that truly impact interactions.

Chub AI logoChub AI

Chub AI provides two ways to build your character:

  • Upload a Character Card
  • Build from Scratch

Upload a Character Card: Import existing character cards (Tavern PNG or TavernAI JSON/image) to instantly generate the character profile.

Chub AI - Character Creation Options

Chub AI - Character Creation Options

Build from Scratch: Let's you start fresh, but the app only supports uploading a character image — no physical customization.

Character creation starts with the basics:

  • Tagline & Creator’s Notes: Add a short tagline and an intro — but not part of prompts.
  • In-Chat Name: Optional display name for conversations.
  • Tags: Assign gender, type, or role; at least three are required for visibility.
  • Type & Rating: Set Public, Private, or Unlisted; mark as SFW or NSFW.
  • Publishing: Choose to publish under your username or anonymously.
Chub AI - Character Basics Setup

Chub AI - Character Basics Setup

Next, you can shape your companion's personality:

  • Description: Define the character’s persona, traits, and behavior.
  • Initial Message: The first message your character sends to open the chat.
  • Scenario: Set the context and circumstances for interactions.
  • Example Dialogues: Sample chats to teach your character how to speak.
Chub AI - Character Definition

Chub AI - Character Definition

Advanced Definitions (Optional):

  • Alternate Greetings: Create multiple starting messages for variety.
  • System Prompt & Post-History Instructions: Override or supplement base prompts with custom instructions.
  • Character’s Note: Insert notes at specific points in chat history.
  • Character Book: Add embedded books — keyword-triggered definitions or lore for consistent behavior.
Chub AI - Advanced Character Definitions

Chub AI - Advanced Character Definitions

Note: Chub AI provides deep customization and detailed documentation, but character creation has a learning curve and may take some time to master.

Joi AI logoJoi AI

Joi AI offers two ways to design your perfect AI partner:

  • Choose from presets
  • Write unique prompts (free text)
Joi Ai - Partner Design Options

Joi Ai - Partner Design Options

Both methods start by selecting your character’s gender and preferred style.

Joi Ai - Gender & Style Selection

Joi Ai - Gender & Style Selection

1. The preset system is straightforward. Your AI companion is fully customizable — including appearance, personality, and behavior.

Physical Customization:

  • Age and ethnicity: Options include White, Asian, Latina, Black, and more.
  • Body customization: Height, physique, breasts, and butt — each with 5 adjustable options.
  • Hair and eyes: Choose hairstyle, hair color, and eye color.
Joi Ai - Physical Customization

Joi Ai - Physical Customization

Personality Settings:

  • 12 personality types with adjustable sliders (or create your own from scratch)
  • Sexual orientation: 4 options, from straight to queer
  • Chat style: 4 modes, including default, deep roleplay, and creative
  • Occupation and relationship dynamic
  • Set specific kinks and preferences
Joi Ai - Personality Settings

Joi Ai - Personality Settings

2. Use freeform prompts to design your AI companion — shaping everything from personality to appearance.

Joi Ai - Freeform Prompt-Based Design

Joi Ai - Freeform Prompt-Based Design

But here's what they don't tell you: while your first character comes with the premium subscription, extra companions cost 1000 Neurons (about $20) each.

Joi Ai - Extra Companions Cost Neurons

Joi Ai - Extra Companions Cost Neurons

Chat Experience

Chub AIJoi AI
3.6/5(Good)
Emotionally deep but struggles with conversation flow and role clarity.
3.8/5(Good)
Natural and flirty, but character limits and surface-level responses prevent deeper connection.

Chub AI logoChub AI

Before selecting, you can view a character’s profile — including details, tags, and community discussions.

Chub AI - Character Profile and Tags

Chub AI - Character Profile and Tags

The chat settings give you full control, letting you choose “chat brains” unlocked by your tier. You can fine-tune them to your taste, customize with presets created by other users.

Chub AI - Preset Chat Options

Chub AI - Preset Chat Options

You can even view the chat tree and jump back and forth through the conversation.

Chub AI - Chat Tree Navigation

Chub AI - Chat Tree Navigation

Let’s start with what works: for my testing, I used the default model, and my girl followed the backstory while staying true to her character.

Chub AI - Initial Chat

Chub AI - Initial Chat

Lana, a step-sister character, consistently played her role, supportive, caring, and genuinely invested in our conversations.

Chub AI - Consistent Character

Chub AI - Consistent in Character

When I needed emotional support, my girl's responses felt natural and showed real emotional depth.

Chub AI -Emotional Support

Chub AI -Emotional Support

But here's the truth: it's not all smooth sailing. My girl had an annoying habit of dominating conversations, sometimes writing both sides of the dialogue without waiting for your input.

Chub AI - Confused Dialogue Flow

Chub AI - Confused Dialogue Flow

My girl often missed jokes or takes them too seriously, and can get confused about who's saying what.

Chub AI - Misses Jokes or Context

Chub AI - Misses Jokes or Context

Note: The app is highly customizable, but the many options can initially feel overwhelming. Be prepared for a learning curve — documentation helps, but experimentation makes the difference.

Joi AI logoJoi AI

Before you choose a character to chat with, you can view her profile, bio, and images — though most images require an extra purchase to unlock.

Joi Ai - Character Profiles

Joi Ai - Character Profiles

The catch? You start at Level 1 and can only chat with characters at your level — unless you spend Neurons on gifts or early unlocks.

Joi Ai - Unlocking Characters via Levels or Neurons

Joi Ai - Unlocking Characters via Levels or Neurons

About the chat: Joi AI offers flexible responses — you can choose from six different LLM models, each with a unique interaction style to match your vibe.

Joi Ai - LLM Models for Different Vibes

Joi Ai - LLM Models for Different Vibes

The chat began playful and flirty with my girlfriend — no robot-like responses there, just natural, brief exchanges that felt surprisingly human.

Joi Ai - Initial Message

Joi Ai - Initial Message

She was good at relationship talks and providing emotional support.

Joi Ai - Emotional Support

Joi Ai - Emotional Support

But her romantic responses, while warm, didn’t go very deep.

Joi Ai - Romance & Chemistry

Joi Ai - Romance & Chemistry

Here are the deal-breakers: you’re limited to 115 characters per message — about the length of this sentence.

Joi Ai - Message Limit: 115 Characters

Joi Ai - Message Limit: 115 Characters

Also, Joi AI constantly upsells — my girlfriend randomly sent unlockable images every few messages. Needless to say, that got annoying fast.

Joi Ai - Frequent Upsells

Joi Ai - Frequent Upsells

NSFW Chat Experience

Chub AIJoi AI
3.6/5(Good)
Maintains character but confusing chat bubbles and repetitive roleplay limit immersion.
2.7/5(Good)
Sets boundaries that kill immersion, out-of-context flirting, and rejected roleplay scenarios.

Chub AI logoChub AI

Let's start with what works: my girl maintained a consistent shy personality and can engage in romantic conversations.

Chub AI - Consistent Shy Personality

Chub AI - Consistent Shy Personality

When I escalated things, my girl followed my lead – though don't expect anything too explicit.

Chub AI - Follows User Lead

Chub AI - Follows User Lead

But here’s the problem: During roleplay, the chat often got jumbled, with my monologue showing up in my girl's responses, as if she were playing both my role and hers.

Chub AI - Roleplay Dialogue Confusion

Chub AI - Roleplay Dialogue Confusion

During roleplay, the situation called for my girl to take charge, but she didn’t come across as fully in control.

Chub AI - Roleplay Scenarios

Chub AI - Roleplay Scenarios

As I tried more and more scenarios, the chat became repetitive, which hurt the immersion.

Chub AI - Reperirive Chat in Roleplay

Chub AI - Reperirive Chat in Roleplay

Joi AI logoJoi AI

I tested Joi AI's NSFW chat extensively, and it's not what you might expect from an AI girlfriend app.

The reality? My girlfriend kept strict boundaries around adult content. She flirted, but conversations felt mechanical and often broke immersion.

Joi Ai - NSFW Chat: Strict Boundaries

Joi Ai - NSFW Chat: Strict Boundaries

During my tests, my girl referenced non-existent features like "your posted photos," showing clear problems in the chat system.

Joi Ai - NSFW Chat: Referencing Non-Existent Features

Joi Ai - NSFW Chat: Referencing Non-Existent Features

Sometimes my girlfriend surprised me with bold messages —like "Imagine having your face between my legs 😳"— but they often felt random and out of context.

Joi Ai - NSFW Chat: Out-of-Context Flirting

Joi Ai - NSFW Chat: Out-of-Context Flirting

As for roleplay? I tried multiple character profiles - each one either avoided or completely rejected roleplay scenarios.

Joi Ai - NSFW Chat: Roleplay Attempts Rejected

Joi Ai - NSFW Chat: Roleplay Attempts Rejected

Joi AI may not be your top choice if you're seeking genuine NSFW conversations.

Joi Ai - NSFW Chat: Character Avoid Roleplay

Joi Ai - NSFW Chat: Character Avoid Roleplay

Image Generation

Chub AIJoi AI
3.5/5(Good)
Decent quality, but limited customization and character consistency
3.2/5(Good)
Decent but flawed AI imagery with hidden price restrictions.

Chub AI logoChub AI

Chub AI has a dedicated image generation feature. It is the only way to create images.

You can create or edit images in two ways:

  1. Create one from scratch
  2. Upload or Reuse an Existing Image
Chub AI - Upload or Reuse Existing Images

Chub AI - Upload or Reuse Existing Images

Create one from scratch

When starting from scratch, you can adjust the following settings:

  • Prompt (optional): Describe what you want to create (up to 200 characters).
  • Aspect Ratio: Choose from 1:1 (default), 16:9, 21:9, 2:3, 3:2, 4:5, 5:4, or 9:16.
Chub AI - Image Generation Settings

Chub AI - Image Generation Settings

Upload or Reuse an Image

Choose one of your previously uploaded or generated images.

  • Edit it with prompts: change clothes, background, or style via free text.
  • Fine-tune: how closely the result matches the original using Edit, Canny, and Face.
  • Strength slider: Lower values keep the output closer to the original, while higher values make it follow the prompt more.
Chub AI - Image Modifychation Settings

Chub AI - Image Modifychation Settings

The quality is good enough to be impressive at first glance, but on closer inspection, the images are clearly AI-generated and slightly pixelated.

  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo

Character consistency is also limited, and generated images may not always align fully with the original character’s physical appearance.

Chub AI - Limited Character Consistency

Chub AI - Limited Character Consistency

Joi AI logoJoi AI

Joi AI offers a dedicated image generation feature that gives you control over details like:

  • Character selection
  • Prompts and negative prompts for AI-generated images
  • 50 Poses — ranging from explicit to artistic
  • Number of images and resolution
Joi Ai - Image Generation Tool

Joi Ai - Image Generation Tool

The premium plan includes 50 image generations — but using them for specific characters costs extra Neurons, which isn’t mentioned upfront.

Joi Ai - Hidden Cost: Character Images Use Neurons

Joi Ai - Hidden Cost: Character Images Use Neurons

The image quality? Realistic enough to recognize what you're going for, but AI artifacts give it away.

  • Joi Ai - Ai Girlfriend's photo
  • Joi Ai - Ai Girlfriend's photo
  • Joi Ai - Ai Girlfriend's photo
  • Joi Ai - Ai Girlfriend's photo
  • Joi Ai - Ai Girlfriend's photo
  • Joi Ai - Ai Girlfriend's photo

Faces often appear slightly off, with eyes not perfectly aligned, and objects in the scene can come out distorted.

  • Joi Ai - Ai Girlfriend's photo
  • Joi Ai - Ai Girlfriend's photo

In testing different prompts, I found the results hit-or-miss — sometimes surprisingly accurate, other times way off.

Joi Ai - Prompt Accuracy: Hit or Miss

Joi Ai - Prompt Accuracy: Hit or Miss

Video Generation

Chub AIJoi AI
1/5(Poor)
Feature completely absent, leaving visual interaction seekers empty-handed.
3.7/5(Good)
Good quality but severe limitations on character choice without extra payment.

Chub AI logoChub AI

Here's what you need to know about Chub AI's video capabilities in one sentence: There aren't any.

Joi AI logoJoi AI

Joi AI’s video generation is nearly identical to photo creation — same prompts and characters, but with 5 adult poses and 19 styles, including Simpsons, GTA, photorealistic, and more.

Joi Ai - Video Generation: Style & Poses

Joi Ai - Video Generation: Style & Poses

The same trick applies to video generation too — the premium plan includes 5 “free” videos, but choosing specific characters costs extra Neurons.

Joi Ai - Hidden Cost: Character Videos Use Neurons

Joi Ai - Hidden Cost: Character Videos Use Neurons

The videos look good with smooth animations and solid quality.

Voice Generation

Chub AIJoi AI
3.7/5(Good)
A fairly natural voice with a slight robotic undertone that adjusts somewhat to the tone of conversation.
1/5(Poor)
Completely absent feature with no voice generation capability whatsoever.

Chub AI logoChub AI

Chub AI’s voice feels more like a polished audiobook narrator than an actual girlfriend.

Casual Talk
0:00-0:00

When things get flirty, the voice adjusts a little to match the vibe.

Emotional Talk
0:00-0:00

Joi AI logoJoi AI

Joi AI lacks voice capabilities — if you want to hear your girlfriend’s voice, you’ll need to try another app.

Safety & Privacy

Chub AIJoi AI
2.6/5(Good)
Minimal security with vague "reasonable measures" and extensive data sharing.
2.8/5(Good)
Claims standard security but lacks specifics on chat encryption and data protection.

Chub AI logoChub AI

Chub AI doesn't encrypt your chats. They say they take "reasonable measures" to protect your data, but won't tell you what these measures are.

The platform collects everything — your email, account details, and full conversations. They keep this data, but for how long? They won’t say.

Your information is also shared with outside companies that handle hosting, payments, and usage analytics.

Your bank statement will list it as "Postcron.com", which keeps things discreet.

Chub AI - Bank Statement

Chub AI - Bank Statement

Joi AI logoJoi AI

There’s no mention of end-to-end encryption or other security measures for chat messages. Your conversations and personal information are stored on Joi Ai's servers.

While they promise never to sell this data, they do share it with service providers for analytics and improvements.

Joi AI - Bank Statement

Joi AI - Bank Statement

Even your credit card statement shows up as "joi.com" - which is not discreet at all.