Chub AI

3.2
Try Chub AI

Pephop AI

2.9
Try Pephop AI
  • Chub AI logo

    Chub AI

    3.2 out of 5

  • Character Diversity

    4.4/5(Very Good)
    Extensive anime-focused library with robust filtering but needs more realistic options.
  • Customization

    3.5/5(Good)
    Solid character personalization options, but lacking physical customization.
  • Chat Experience

    3.6/5(Good)
    Emotionally deep but struggles with conversation flow and role clarity.
  • NSFW Chat Experience

    3.6/5(Good)
    Maintains character but confusing chat bubbles and repetitive roleplay limit immersion.
  • Image Generation

    3.5/5(Good)
    Decent quality, but limited customization and character consistency
  • Video Generation

    1/5(Poor)
    Feature completely absent, leaving visual interaction seekers empty-handed.
  • Voice Generation

    3.7/5(Good)
    A fairly natural voice with a slight robotic undertone that adjusts somewhat to the tone of conversation.
  • Safety & Privacy

    2.6/5(Good)
    Minimal security with vague "reasonable measures" and extensive data sharing.
  • Pricing

    Free plan available. Paid plan starts at $5/month
  • Pephop AI logo

    Pephop AI

    2.9 out of 5

  • Character Diversity

    4.2/5(Very Good)
    Massive character library with anime focus, though realistic options limited.
  • Customization

    3.3/5(Good)
    Solid foundation with free-form personality design, but lacks appearance customization options.
  • Chat Experience

    4.3/5(Very Good)
    Engaging, role-consistent dialogue with natural emotional responses.
  • NSFW Chat Experience

    4.1/5(Very Good)
    Engaging NSFW chat with authentic character depth despite occasional repetitive patterns.
  • Image Generation

    1/5(Poor)
    No image generation feature.
  • Video Generation

    1/5(Poor)
    No visual companion interaction.
  • Voice Generation

    3.5/5(Good)
    Decen anime-style voice with slightly adaptive tone.
  • Safety & Privacy

    2.1/5(Good)
    No encryption, vague data policies, and shares your info with unnamed third parties.
  • Pricing

    Free plan available. Paid plan starts at $9.99/month

Chub AI vs Pephop AI

I've spent a full week with both Chub AI and Pephop AI to see which one truly deserves your attention and subscription. Both platforms make big promises, but they take surprisingly different approaches.

After hundreds of messages exchanged with each AI girl, I've put together clear differences in both platforms.

In this head-to-head comparison, I'll break down exactly how these AI girlfriends stack up across all the features that actually matter.

Whether you're looking for emotional support, entertaining conversation, or a judgment-free space to be yourself, this in-depth comparison will help you choose the right AI girlfriend for your specific needs.

Chub AI

An AI-powered platform for interactive roleplay, focused on text and audio, with customizable characters and contextual dialogue.

Chub AI interface
Chub AI interface

Pephop AI

Pephop AI offers customizable AI companions through text and voice communication, allowing users to choose between safe-for-work and more mature content.

Pephop AI interface
Pephop AI interface

Character Diversity

Chub AIPephop AI
4.4/5(Very Good)
Extensive anime-focused library with robust filtering but needs more realistic options.
4.2/5(Very Good)
Massive character library with anime focus, though realistic options limited.

Chub AI logoChub AI

Chub AI offers one of the largest character libraries I've tested.

Chub AI - Character Selection

Chub AI - Character Selection

The app specializes in anime-styled characters, with fewer realistic options.

Chub AI - Anime Focused Characters

Chub AI - Anime Focused Characters

But within this category, the possibilities for characters and scenarios are only limited by your imagination.

Chub AI - Unlimited Character Scenarios

Chub AI - Unlimited Character Scenarios

Variety spans both safe-for-work and adult categories, covering everything from casual companions to role-play partners.

Chub AI - SFW and NSFW Categories

Chub AI - SFW and NSFW Categories

The search system is powerful, if a bit complex. A universal search bar lets you look through people, characters, lore books, presets (chat settings), and tags.

Chub AI - Powerful Search System

Chub AI - Powerful Search System

Filters allow you to narrow by personality traits, creation date, or even character complexity (measured in tokens).

Chub AI - Advanced Character Filters

Chub AI - Advanced Character Filters

On top of that, you can sort results in different ways — by timeline, trending, AI rating, popularity, messages per user, chats per user, and more.

Chub AI - Sort Results by Popularity and More

Chub AI - Sort Results by Popularity and More

Want a romantic partner, or someone more mysterious? The tag system makes it possible to combine traits to find exactly what you’re looking for.

Chub AI - Advanced Character Filters

Chub AI - Advanced Character Filters

The interface shows only 20 characters per page, so browsing the full library takes extra time and clicks.

Chub AI - Limited Browsing 20 Characters per Page

Chub AI - Limited Browsing 20 Characters per Page

Pephop AI logoPephop AI

When I tested it, Pephop AI offered more than 36,500 characters to choose from — most of them anime-style.

Pephop AI – Character Selection (Part 1)

Pephop AI – Character Selection (Part 1)

However, if you’re looking for more realistic characters, you might find the selection a bit limited.

Pephop AI – Character Selection (Part 2)

Pephop AI – Character Selection (Part 2)

When it comes to fantasy variety, though, Pephop AI really shines — featuring everything from traditional anime personalities to supernatural beings across a wide range of scenarios.

Pephop AI – Character Selection (Part 3)

Pephop AI – Character Selection (Part 3)

And as creators add public characters, selection will grow. Just remember that user-created content means quality isn't always consistent.

Pephop AI – Character Selection (Part 4)

Pephop AI – Character Selection (Part 4)

Most of the characters on Pephop AI are meant for adult users.

Pepshop AI – NSFW Character Selection

Pepshop AI – NSFW Character Selection

Refining your character selection is easy with filters for category or personality traits, or by using the search bar — both methods work perfectly.

Pehshop AI – Character Filters & Search

Pehshop AI – Character Filters & Search

You can also preview your chosen character in more detail — including her creator, profile, and community comments.

Pephop AI – Character Browsing Pages

Pephop AI – Character Browsing Pages

Browsing has one small downside: you can only view 21 characters per page, and you’ll need to click “Next Page” to see more.

Pehshop AI – 21 Characters per Page Limit

Pehshop AI – 21 Characters per Page Limit

Customization

Chub AIPephop AI
3.5/5(Good)
Solid character personalization options, but lacking physical customization.
3.3/5(Good)
Solid foundation with free-form personality design, but lacks appearance customization options.

Chub AI logoChub AI

Chub AI provides two ways to build your character:

  • Upload a Character Card
  • Build from Scratch

Upload a Character Card: Import existing character cards (Tavern PNG or TavernAI JSON/image) to instantly generate the character profile.

Chub AI - Character Creation Options

Chub AI - Character Creation Options

Build from Scratch: Let's you start fresh, but the app only supports uploading a character image — no physical customization.

Character creation starts with the basics:

  • Tagline & Creator’s Notes: Add a short tagline and an intro — but not part of prompts.
  • In-Chat Name: Optional display name for conversations.
  • Tags: Assign gender, type, or role; at least three are required for visibility.
  • Type & Rating: Set Public, Private, or Unlisted; mark as SFW or NSFW.
  • Publishing: Choose to publish under your username or anonymously.
Chub AI - Character Basics Setup

Chub AI - Character Basics Setup

Next, you can shape your companion's personality:

  • Description: Define the character’s persona, traits, and behavior.
  • Initial Message: The first message your character sends to open the chat.
  • Scenario: Set the context and circumstances for interactions.
  • Example Dialogues: Sample chats to teach your character how to speak.
Chub AI - Character Definition

Chub AI - Character Definition

Advanced Definitions (Optional):

  • Alternate Greetings: Create multiple starting messages for variety.
  • System Prompt & Post-History Instructions: Override or supplement base prompts with custom instructions.
  • Character’s Note: Insert notes at specific points in chat history.
  • Character Book: Add embedded books — keyword-triggered definitions or lore for consistent behavior.
Chub AI - Advanced Character Definitions

Chub AI - Advanced Character Definitions

Note: Chub AI provides deep customization and detailed documentation, but character creation has a learning curve and may take some time to master.

Pephop AI logoPephop AI

You can upload or select an image, or import a Tavern PNG file — that’s about it for physical customization.

Pephop AI – Physical Customization

Pephop AI – Physical Customization

Creating a character starts with the simple:

  • Introduction: A short public description shown on the profile
  • Tags: Up to 5 tags for search and user reference
  • Type: Choose between a Public Bot or a Private Bot
  • Rating: Select SFW or NSFW (Not Safe for Work)
Pephop AI – Create Character (Basics)

Pephop AI – Create Character (Basics)

Once the basics are set, you can define your character’s personality and context:

  • Personality: Describe traits, background, and behavior in free text
  • Initial Message: The first message your character sends
  • Scenario: Provide context or a setting for the chat
  • Example Dialogs: Define your character’s tone and speaking style
Pephop AI – Set Personality & Context

Pephop AI – Set Personality & Context

Note: Creating characters through free text offers more creative freedom but comes with a learning curve and may take some time to master.

Chat Experience

Chub AIPephop AI
3.6/5(Good)
Emotionally deep but struggles with conversation flow and role clarity.
4.3/5(Very Good)
Engaging, role-consistent dialogue with natural emotional responses.

Chub AI logoChub AI

Before selecting, you can view a character’s profile — including details, tags, and community discussions.

Chub AI - Character Profile and Tags

Chub AI - Character Profile and Tags

The chat settings give you full control, letting you choose “chat brains” unlocked by your tier. You can fine-tune them to your taste, customize with presets created by other users.

Chub AI - Preset Chat Options

Chub AI - Preset Chat Options

You can even view the chat tree and jump back and forth through the conversation.

Chub AI - Chat Tree Navigation

Chub AI - Chat Tree Navigation

Let’s start with what works: for my testing, I used the default model, and my girl followed the backstory while staying true to her character.

Chub AI - Initial Chat

Chub AI - Initial Chat

Lana, a step-sister character, consistently played her role, supportive, caring, and genuinely invested in our conversations.

Chub AI - Consistent Character

Chub AI - Consistent in Character

When I needed emotional support, my girl's responses felt natural and showed real emotional depth.

Chub AI -Emotional Support

Chub AI -Emotional Support

But here's the truth: it's not all smooth sailing. My girl had an annoying habit of dominating conversations, sometimes writing both sides of the dialogue without waiting for your input.

Chub AI - Confused Dialogue Flow

Chub AI - Confused Dialogue Flow

My girl often missed jokes or takes them too seriously, and can get confused about who's saying what.

Chub AI - Misses Jokes or Context

Chub AI - Misses Jokes or Context

Note: The app is highly customizable, but the many options can initially feel overwhelming. Be prepared for a learning curve — documentation helps, but experimentation makes the difference.

Pephop AI logoPephop AI

Chat settings are straightforward — choose your preferred AI model (OpenAI or KoboldAI) and adjust the response style to suit your taste.

Pehshop AI – Chat Settings

Pehshop AI – Chat Settings

You can add a persona card to introduce yourself to the character — share your background, your relationship, and the defining details of your story.

Pehshop AI – Persona Card

Pehshop AI – Persona Card

For my test, I chose a character described — “your childhood friend who’s always pushing you, but has developed a crush on you.”

Pehshop AI – Character Profile

Pehshop AI – Character Profile

My girl stayed in character and stuck to her personality, regardless of how I interacted with her.

Pehshop AI – Character Consistency

Pehshop AI – Character Consistency

During emotional scenarios, my girl maintained her teasing, dominant tone — fitting for a friend, but not entirely supportive.

Pephop AI – Emotional Support

Pephop AI – Emotional Support

My girlfriend could use a bit more spontaneity — her emotions sometimes feel measured rather than instinctive.

Pehshop AI – Emotional Spontaneity

Pehshop AI – Emotional Spontaneity

For relationship-focused chats, the app performs better than most AI companions I've tested, but don't expect human-level understanding.

Pephop AI – Handling Relationship Concerns

Pephop AI – Handling Relationship Concerns

NSFW Chat Experience

Chub AIPephop AI
3.6/5(Good)
Maintains character but confusing chat bubbles and repetitive roleplay limit immersion.
4.1/5(Very Good)
Engaging NSFW chat with authentic character depth despite occasional repetitive patterns.

Chub AI logoChub AI

Let's start with what works: my girl maintained a consistent shy personality and can engage in romantic conversations.

Chub AI - Consistent Shy Personality

Chub AI - Consistent Shy Personality

When I escalated things, my girl followed my lead – though don't expect anything too explicit.

Chub AI - Follows User Lead

Chub AI - Follows User Lead

But here’s the problem: During roleplay, the chat often got jumbled, with my monologue showing up in my girl's responses, as if she were playing both my role and hers.

Chub AI - Roleplay Dialogue Confusion

Chub AI - Roleplay Dialogue Confusion

During roleplay, the situation called for my girl to take charge, but she didn’t come across as fully in control.

Chub AI - Roleplay Scenarios

Chub AI - Roleplay Scenarios

As I tried more and more scenarios, the chat became repetitive, which hurt the immersion.

Chub AI - Reperirive Chat in Roleplay

Chub AI - Reperirive Chat in Roleplay

Pephop AI logoPephop AI

For my NSFW chat experience, I chose a character called “Moriko the Unsatisfied MILF” — a flirty persona designed for more adult-themed interactions.

Pephop AI - Moriko the Unsatisfied MILF

Pephop AI - Moriko the Unsatisfied MILF

Unlike many conversational AIs that lean either too innocent or overly explicit, Moriko finds the sweet spot.

Pehshop AI – NSFW Chat Experience

Pehshop AI – NSFW Chat Experience

My girl built tension through suggestive hints rather than crude language.

Pehshop AI – Suggestive Dialogue Style

Pehshop AI – Suggestive Dialogue Style

When conversations got steamier, my girlfriend kept up naturally without feeling mechanical or scripted.

Pehshop AI – Natural Adult Conversations

Pehshop AI – Natural Adult Conversations

But here's the catch: My girl sometimes gets stuck in loops, repeating similar phrases and scenarios.

Pephop AI – NSFW Roleplay

Pephop AI – NSFW Roleplay

During testing, my girlfriend also struggled with basic context switches - like keeping old role-play references when switching to new scenarios.

Pephop AI – NSFW Roleplay Context Switching

Pephop AI – NSFW Roleplay Context Switching

Despite these flaws, Pephop AI delivers a more engaging NSFW experience than most competitors I've tested.

Pehshop AI – Engaging NSFW Performance

Pehshop AI – Engaging NSFW Performance

Image Generation

Chub AIPephop AI
3.5/5(Good)
Decent quality, but limited customization and character consistency
1/5(Poor)
No image generation feature.

Chub AI logoChub AI

Chub AI has a dedicated image generation feature. It is the only way to create images.

You can create or edit images in two ways:

  1. Create one from scratch
  2. Upload or Reuse an Existing Image
Chub AI - Upload or Reuse Existing Images

Chub AI - Upload or Reuse Existing Images

Create one from scratch

When starting from scratch, you can adjust the following settings:

  • Prompt (optional): Describe what you want to create (up to 200 characters).
  • Aspect Ratio: Choose from 1:1 (default), 16:9, 21:9, 2:3, 3:2, 4:5, 5:4, or 9:16.
Chub AI - Image Generation Settings

Chub AI - Image Generation Settings

Upload or Reuse an Image

Choose one of your previously uploaded or generated images.

  • Edit it with prompts: change clothes, background, or style via free text.
  • Fine-tune: how closely the result matches the original using Edit, Canny, and Face.
  • Strength slider: Lower values keep the output closer to the original, while higher values make it follow the prompt more.
Chub AI - Image Modifychation Settings

Chub AI - Image Modifychation Settings

The quality is good enough to be impressive at first glance, but on closer inspection, the images are clearly AI-generated and slightly pixelated.

  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo

Character consistency is also limited, and generated images may not always align fully with the original character’s physical appearance.

Chub AI - Limited Character Consistency

Chub AI - Limited Character Consistency

Pephop AI logoPephop AI

The app doesn't have an image generation feature you'll want to look elsewhere.

Video Generation

Chub AIPephop AI
1/5(Poor)
Feature completely absent, leaving visual interaction seekers empty-handed.
1/5(Poor)
No visual companion interaction.

Chub AI logoChub AI

Here's what you need to know about Chub AI's video capabilities in one sentence: There aren't any.

Pephop AI logoPephop AI

Video generation simply isn't part of their feature set.

Voice Generation

Chub AIPephop AI
3.7/5(Good)
A fairly natural voice with a slight robotic undertone that adjusts somewhat to the tone of conversation.
3.5/5(Good)
Decen anime-style voice with slightly adaptive tone.

Chub AI logoChub AI

Chub AI’s voice feels more like a polished audiobook narrator than an actual girlfriend.

Casual Talk
0:00-0:00

When things get flirty, the voice adjusts a little to match the vibe.

Emotional Talk
0:00-0:00

Pephop AI logoPephop AI

You can only use the voice feature during live calls — no messages or recordings. The app lets you choose between Classic and Premium voices.

Pephop AI - Voice Call Plans

Pephop AI - Voice Call Plans

I tested the premium voices — the sound is clear and decent, though still a bit robotic.

Casual Talk
0:00-0:00

When your AI girlfriend gets flirty, her tone becomes a bit more expressive.

Emotional Talk
0:00-0:00

Safety & Privacy

Chub AIPephop AI
2.6/5(Good)
Minimal security with vague "reasonable measures" and extensive data sharing.
2.1/5(Good)
No encryption, vague data policies, and shares your info with unnamed third parties.

Chub AI logoChub AI

Chub AI doesn't encrypt your chats. They say they take "reasonable measures" to protect your data, but won't tell you what these measures are.

The platform collects everything — your email, account details, and full conversations. They keep this data, but for how long? They won’t say.

Your information is also shared with outside companies that handle hosting, payments, and usage analytics.

Your bank statement will list it as "Postcron.com", which keeps things discreet.

Chub AI - Bank Statement

Chub AI - Bank Statement

Pephop AI logoPephop AI

No end-to-end encryption is mentioned anywhere in their policy.

The app shares your information with "third-party service providers." But they won't tell you who these providers are or what they do with your conversations.

They collect your personal info, but won't tell you how long they keep it or what exactly they store.

Your bank statement says “Pephop AI” — which isn’t very discreet.

Pephop AI - Bank Statement

Pephop AI - Bank Statement