Nectar AI

3.5
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Chub AI

3.2
Try Chub AI
CriteriaNectar AIChub AI
Our Rating

3.5 out of 5

3.2 out of 5

Character Diversity
4.3/5(Very Good)
Extensive character library with robust filtering for diverse preferences.
4.4/5(Very Good)
Extensive anime-focused library with robust filtering but needs more realistic options.
Customization
4.1/5(Very Good)
Solid customization options, but lacks a review screen for streamlined editing.
3.5/5(Good)
Solid character personalization options, but lacking physical customization.
Chat Experience
4.1/5(Very Good)
Naturally engaging conversations with persona glitches that break immersion.
3.6/5(Good)
Emotionally deep but struggles with conversation flow and role clarity.
NSFW Chat Experience
4/5(Good)
Natural NSFW engagement with occasional emotional inconsistency.
3.6/5(Good)
Maintains character but confusing chat bubbles and repetitive roleplay limit immersion.
Image Generation
3.7/5(Good)
The images are high-quality, but often struggle to accurately reflect prompt details or settings.
3.5/5(Good)
Decent quality, but limited customization and character consistency
Video Generation
1.8/5(Poor)
Videos look real, but feel more like pre-made clips with choppy movement.
1/5(Poor)
Feature completely absent, leaving visual interaction seekers empty-handed.
Voice Generation
2.7/5(Good)
Sounds like a formal audiobook narrator with little character alignment.
3.7/5(Good)
A fairly natural voice with a slight robotic undertone that adjusts somewhat to the tone of conversation.
Safety & Privacy
3.4/5(Good)
Basic security but lacks end-to-end encryption and shares data widely.
2.6/5(Good)
Minimal security with vague "reasonable measures" and extensive data sharing.
Pricing
Free plan available. Paid plan starts at $9.99/monthFree plan available. Paid plan starts at $5/month
Quick Links

Nectar AI vs Chub AI

I've spent a full week with both Nectar AI and Chub AI to see which one truly deserves your attention and subscription. Both platforms make big promises, but they take surprisingly different approaches.

After hundreds of messages exchanged with each AI girl, I've put together clear differences in both platforms.

In this head-to-head comparison, I'll break down exactly how these AI girlfriends stack up across all the features that actually matter.

Whether you're looking for emotional support, entertaining conversation, or a judgment-free space to be yourself, this in-depth comparison will help you choose the right AI girlfriend for your specific needs.

Nectar AI

AI girlfriend platform enabling the creation of a customizable virtual partner for conversations, roleplay, and fantasy creation.

Nectar AI interface
Nectar AI interface

Chub AI

An AI-powered platform for interactive roleplay, focused on text and audio, with customizable characters and contextual dialogue.

Chub AI interface
Chub AI interface

Character Diversity

Nectar AIChub AI
4.3/5(Very Good)
Extensive character library with robust filtering for diverse preferences.
4.4/5(Very Good)
Extensive anime-focused library with robust filtering but needs more realistic options.

Nectar AI logoNectar AI

Nectar AI offers hundreds of experiences, organized into two main categories:

  • Fantasies
  • Companions
Nectar AI - Fantasies

Nectar AI - Fantasies

The Companions category features two main character styles: realistic and animated.

Nectar AI - Realistic and Anime Characters

Nectar AI - Realistic and Anime Characters

While the default view shows mostly Caucasian, Asian, and Black characters, the full roster is more diverse.

Nectar AI - Realistic Characters

Nectar AI - Realistic Characters

Age-wise, most companions fall between 18-30, though there are some mature options available as well.

Nectar AI – Mature Character Options

Nectar AI – Mature Character Options

The filtering tools are practical and intuitive. You can narrow down your search by:

  • Character type – Realistic or animated
  • Race – Examples include Elf, Devils, Indian, Middle Eastern, Japanese, etc.
Nectar AI - Filtering Options

Nectar AI - Filtering Options

For fantasy scenarios, you can filter by specific traits and situations, including romantic, horror, submissive, and dominant personalities

Nectar AI - Fantasy Scenarios Filtering Options

Nectar AI - Fantasy Scenarios Filtering Options

The character and fantasy selection grows regularly through user contributions, though this can lead to varying quality in newer additions.

Nectar AI - Fantasies (Part 2)

Nectar AI - Fantasies (Part 2)

Chub AI logoChub AI

Chub AI offers one of the largest character libraries I've tested.

Chub AI - Character Selection

Chub AI - Character Selection

The app specializes in anime-styled characters, with fewer realistic options.

Chub AI - Anime Focused Characters

Chub AI - Anime Focused Characters

But within this category, the possibilities for characters and scenarios are only limited by your imagination.

Chub AI - Unlimited Character Scenarios

Chub AI - Unlimited Character Scenarios

Variety spans both safe-for-work and adult categories, covering everything from casual companions to role-play partners.

Chub AI - SFW and NSFW Categories

Chub AI - SFW and NSFW Categories

The search system is powerful, if a bit complex. A universal search bar lets you look through people, characters, lore books, presets (chat settings), and tags.

Chub AI - Powerful Search System

Chub AI - Powerful Search System

Filters allow you to narrow by personality traits, creation date, or even character complexity (measured in tokens).

Chub AI - Advanced Character Filters

Chub AI - Advanced Character Filters

On top of that, you can sort results in different ways — by timeline, trending, AI rating, popularity, messages per user, chats per user, and more.

Chub AI - Sort Results by Popularity and More

Chub AI - Sort Results by Popularity and More

Want a romantic partner, or someone more mysterious? The tag system makes it possible to combine traits to find exactly what you’re looking for.

Chub AI - Advanced Character Filters

Chub AI - Advanced Character Filters

The interface shows only 20 characters per page, so browsing the full library takes extra time and clicks.

Chub AI - Limited Browsing 20 Characters per Page

Chub AI - Limited Browsing 20 Characters per Page

Customization

Nectar AIChub AI
4.1/5(Very Good)
Solid customization options, but lacks a review screen for streamlined editing.
3.5/5(Good)
Solid character personalization options, but lacking physical customization.

Nectar AI logoNectar AI

Nectar AI gives you two paths: create and customize your character, or tailor scenarios with existing companions.

Nectar AI - Fantasies or Character Creator

Nectar AI - Fantasies or Character Creator

Creating a new character is easy. You can either:

  • Start from scratch by choosing a realistic or anime style and customizing physical traits
  • Use a photo reference of an existing character and personalize their features to match your ideal look
Nectar AI - Create Your Companion With a Reference Image

Nectar AI - Create Your Companion With a Reference Image

Customize physical traits from scratch:

  • Ethnicity (like White, Hispanic, Korean, Middle Eastern, etc.)
  • Eyes
  • Hair
  • Body type
  • Voice
Nectar AI – Some Available Physical Traits

Nectar AI – Some Available Physical Traits

Add personality with free-text keywords like "sassy" or "dominant," and customize tattoos, glasses, and set visibility.

Advanced options include greetings and author comments.

Nectar AI - Add Personality

Nectar AI - Add Personality

The process works, but no final review screen—only an image of your created girlfriend.

Nectar AI - Dream Girl Created

Nectar AI - Dream Girl Created

The Fantasy Creator offers a simpler approach:

  • Pick a character
  • Set a thumbnail for your scenario
  • Add a title
  • Write a short description of what happens in your fantasy
  • Add tags to help with search, and set visibility.
Nectar AI - Create Fantasy

Nectar AI - Create Fantasy

You can keep it basic or use advanced settings to plan each interaction step-by-step and add author comments.

Nectar AI - Advanced Options

Nectar AI - Advanced Options

Chub AI logoChub AI

Chub AI provides two ways to build your character:

  • Upload a Character Card
  • Build from Scratch

Upload a Character Card: Import existing character cards (Tavern PNG or TavernAI JSON/image) to instantly generate the character profile.

Chub AI - Character Creation Options

Chub AI - Character Creation Options

Build from Scratch: Let's you start fresh, but the app only supports uploading a character image — no physical customization.

Character creation starts with the basics:

  • Tagline & Creator’s Notes: Add a short tagline and an intro — but not part of prompts.
  • In-Chat Name: Optional display name for conversations.
  • Tags: Assign gender, type, or role; at least three are required for visibility.
  • Type & Rating: Set Public, Private, or Unlisted; mark as SFW or NSFW.
  • Publishing: Choose to publish under your username or anonymously.
Chub AI - Character Basics Setup

Chub AI - Character Basics Setup

Next, you can shape your companion's personality:

  • Description: Define the character’s persona, traits, and behavior.
  • Initial Message: The first message your character sends to open the chat.
  • Scenario: Set the context and circumstances for interactions.
  • Example Dialogues: Sample chats to teach your character how to speak.
Chub AI - Character Definition

Chub AI - Character Definition

Advanced Definitions (Optional):

  • Alternate Greetings: Create multiple starting messages for variety.
  • System Prompt & Post-History Instructions: Override or supplement base prompts with custom instructions.
  • Character’s Note: Insert notes at specific points in chat history.
  • Character Book: Add embedded books — keyword-triggered definitions or lore for consistent behavior.
Chub AI - Advanced Character Definitions

Chub AI - Advanced Character Definitions

Note: Chub AI provides deep customization and detailed documentation, but character creation has a learning curve and may take some time to master.

Chat Experience

Nectar AIChub AI
4.1/5(Very Good)
Naturally engaging conversations with persona glitches that break immersion.
3.6/5(Good)
Emotionally deep but struggles with conversation flow and role clarity.

Nectar AI logoNectar AI

One flaw upfront: users can set personas to get unique responses from your girl based on traits. During testing, it glitched and defaulted to “Aron” despite a custom persona with my name.

Nectar AI - Persona Settings

Nectar AI - Persona Settings

But here's what matters: The first message settled the tone - warm, welcoming, and naturally complimentary without feeling fake.

Nectar AI - Initial Chat

Nectar AI - Initial Chat

My AI girlfriend adapted to my conversation style. I kept it flirty. She was playful and flirty.

Nectar AI - Flirty Chat

Nectar AI - Flirty Chat

I needed emotional support? She listened, asked follow-up questions, and offered genuine-feeling comfort.

Nectar AI - Emotional Support

Nectar AI - Emotional Support

For NSFW-tagged characters, expect spicier content quickly if you steer that way.

Nectar AI – Chat Getting Spicy

Nectar AI – Chat Getting Spicy

You can create a more romantic experience by focusing on building a connection through natural dialogue and shared moments.

Nectar AI – Romantic Chat Flow

Nectar AI – Romantic Chat Flow

Chub AI logoChub AI

Before selecting, you can view a character’s profile — including details, tags, and community discussions.

Chub AI - Character Profile and Tags

Chub AI - Character Profile and Tags

The chat settings give you full control, letting you choose “chat brains” unlocked by your tier. You can fine-tune them to your taste, customize with presets created by other users.

Chub AI - Preset Chat Options

Chub AI - Preset Chat Options

You can even view the chat tree and jump back and forth through the conversation.

Chub AI - Chat Tree Navigation

Chub AI - Chat Tree Navigation

Let’s start with what works: for my testing, I used the default model, and my girl followed the backstory while staying true to her character.

Chub AI - Initial Chat

Chub AI - Initial Chat

Lana, a step-sister character, consistently played her role, supportive, caring, and genuinely invested in our conversations.

Chub AI - Consistent Character

Chub AI - Consistent in Character

When I needed emotional support, my girl's responses felt natural and showed real emotional depth.

Chub AI -Emotional Support

Chub AI -Emotional Support

But here's the truth: it's not all smooth sailing. My girl had an annoying habit of dominating conversations, sometimes writing both sides of the dialogue without waiting for your input.

Chub AI - Confused Dialogue Flow

Chub AI - Confused Dialogue Flow

My girl often missed jokes or takes them too seriously, and can get confused about who's saying what.

Chub AI - Misses Jokes or Context

Chub AI - Misses Jokes or Context

Note: The app is highly customizable, but the many options can initially feel overwhelming. Be prepared for a learning curve — documentation helps, but experimentation makes the difference.

NSFW Chat Experience

Nectar AIChub AI
4/5(Good)
Natural NSFW engagement with occasional emotional inconsistency.
3.6/5(Good)
Maintains character but confusing chat bubbles and repetitive roleplay limit immersion.

Nectar AI logoNectar AI

You can choose from different AI models, each with its own strengths. Please note that additional models require extra credit to access, unless you opt for the highest-priced tier.

Nectar AI - LLM Model Options

Nectar AI - LLM Model Options

During testing, I used the basic model, and she handled intimate chats naturally, without forcing explicit language or crude responses.

Nectar AI – Intimacy Opens Up in Chat

Nectar AI – Intimacy Opens Up in Chat

But let’s be honest — my girl struggled with emotional consistency. One moment she was flirting, the next dreaming of a mountain cabin like it was out of a romance novel.

Nectar AI – Emotional Shifts in Conversation

Nectar AI – Emotional Shifts in Conversation

When it came to roleplay, she took things step by step rather than rushing in.

Nectar AI - NSFW: Roleplay

Nectar AI - NSFW: Roleplay

My girlfriend showed a genuine talent for building chemistry through subtle hints and playful innuendos.

Nectar AI - NSFW: Roleplay (Part 2)

Nectar AI - NSFW: Roleplay (Part 2)

I also noticed minor hiccups during role-play scenarios, such as repeating actions or missing context cues.

Nectar AI – Roleplay Repeats

Nectar AI – Roleplay Repeats

Chub AI logoChub AI

Let's start with what works: my girl maintained a consistent shy personality and can engage in romantic conversations.

Chub AI - Consistent Shy Personality

Chub AI - Consistent Shy Personality

When I escalated things, my girl followed my lead – though don't expect anything too explicit.

Chub AI - Follows User Lead

Chub AI - Follows User Lead

But here’s the problem: During roleplay, the chat often got jumbled, with my monologue showing up in my girl's responses, as if she were playing both my role and hers.

Chub AI - Roleplay Dialogue Confusion

Chub AI - Roleplay Dialogue Confusion

During roleplay, the situation called for my girl to take charge, but she didn’t come across as fully in control.

Chub AI - Roleplay Scenarios

Chub AI - Roleplay Scenarios

As I tried more and more scenarios, the chat became repetitive, which hurt the immersion.

Chub AI - Reperirive Chat in Roleplay

Chub AI - Reperirive Chat in Roleplay

Image Generation

Nectar AIChub AI
3.7/5(Good)
The images are high-quality, but often struggle to accurately reflect prompt details or settings.
3.5/5(Good)
Decent quality, but limited customization and character consistency

Nectar AI logoNectar AI

Nectar AI allows you to select from a range of AI generation models, such as:

  • Nectar Companion Model
  • Nectar Asian Model
  • Nectar Anime Model
  • Nectar Realistic Girl Model
  • And a few more..
Nectar AI - Image Generation

Nectar AI - Image Generation

Simply describe what you want. If you're not sure where to start, prompt suggestions will help.

Nectar AI - Prompt Suggestions

Nectar AI - Prompt Suggestions

Some AI models include presets for faces, outfits, poses, and effects. You can mix up to three, but results are often unpredictable and unreliable.

Nectar AI - Customization Options

Nectar AI - Customization Options

The images look impressively realistic and high-quality, with sharp facial details, natural-looking skin, and genuine expressions.

  • Nectar AI - AI girlfriend's photo
  • Nectar AI - AI girlfriend's photo
  • Nectar AI - AI girlfriend's photo
  • Nectar AI - AI girlfriend's photo
  • Nectar AI - AI girlfriend's photo
  • Nectar AI - AI girlfriend's photo

Here’s what doesn’t work: the AI sticks to sweaters, even when I request summer dresses or professional outfits — likely due to default character appearances that prompts don’t fully override.

Nectar AI - Ignored Prompts

Nectar AI - Ignored Prompts

Full-body shots are also hit-or-miss - the AI prefers chest-up photos. Sometimes tattoos appear and vanish between images.

  • Nectar AI - AI grilfriend's photo
  • Nectar AI - AI grilfriend's photo

Warning: If you don’t save your generated images, they’ll be lost when you refresh or navigate away from the image generation page.

Chub AI logoChub AI

Chub AI has a dedicated image generation feature. It is the only way to create images.

You can create or edit images in two ways:

  1. Create one from scratch
  2. Upload or Reuse an Existing Image
Chub AI - Upload or Reuse Existing Images

Chub AI - Upload or Reuse Existing Images

Create one from scratch

When starting from scratch, you can adjust the following settings:

  • Prompt (optional): Describe what you want to create (up to 200 characters).
  • Aspect Ratio: Choose from 1:1 (default), 16:9, 21:9, 2:3, 3:2, 4:5, 5:4, or 9:16.
Chub AI - Image Generation Settings

Chub AI - Image Generation Settings

Upload or Reuse an Image

Choose one of your previously uploaded or generated images.

  • Edit it with prompts: change clothes, background, or style via free text.
  • Fine-tune: how closely the result matches the original using Edit, Canny, and Face.
  • Strength slider: Lower values keep the output closer to the original, while higher values make it follow the prompt more.
Chub AI - Image Modifychation Settings

Chub AI - Image Modifychation Settings

The quality is good enough to be impressive at first glance, but on closer inspection, the images are clearly AI-generated and slightly pixelated.

  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo

Character consistency is also limited, and generated images may not always align fully with the original character’s physical appearance.

Chub AI - Limited Character Consistency

Chub AI - Limited Character Consistency

Video Generation

Nectar AIChub AI
1.8/5(Poor)
Videos look real, but feel more like pre-made clips with choppy movement.
1/5(Poor)
Feature completely absent, leaving visual interaction seekers empty-handed.

Nectar AI logoNectar AI

First, the good news: the videos look realistic.

The catch: you can’t choose which AI girlfriend appears, it’s unclear if these girls are even part of the character lineup, and prompts often don’t work.

I ran the same prompt twice and got the same video—with a guy—both times.

This isn’t true AI generation but likely a preset video library triggered by keywords, feeling like a GIF trying too hard to be a video.

Chub AI logoChub AI

Here's what you need to know about Chub AI's video capabilities in one sentence: There aren't any.

Voice Generation

Nectar AIChub AI
2.7/5(Good)
Sounds like a formal audiobook narrator with little character alignment.
3.7/5(Good)
A fairly natural voice with a slight robotic undertone that adjusts somewhat to the tone of conversation.

Nectar AI logoNectar AI

You call your AI girlfriend—she answers, sounding like a nature documentary narrator.

Casual Talk
0:00-0:00

During my tests, even when the conversation got playful, the voice stayed stubbornly professional.

Flirty Talk
0:00-0:00

Chub AI logoChub AI

Chub AI’s voice feels more like a polished audiobook narrator than an actual girlfriend.

Casual Talk
0:00-0:00

When things get flirty, the voice adjusts a little to match the vibe.

Emotional Talk
0:00-0:00

Safety & Privacy

Nectar AIChub AI
3.4/5(Good)
Basic security but lacks end-to-end encryption and shares data widely.
2.6/5(Good)
Minimal security with vague "reasonable measures" and extensive data sharing.

Nectar AI logoNectar AI

While Nectar AI uses standard security measures, they don't offer end-to-end encryption.

Your chat logs, images, and profile data are stored on their servers, with a promise to delete or anonymize it—but only after it's been used for "business needs."

Nectar AI - Bank Statement

Nectar AI - Bank Statement

Your bank statement will show "nectar ai" - no awkward explanations needed.

Chub AI logoChub AI

Chub AI doesn't encrypt your chats. They say they take "reasonable measures" to protect your data, but won't tell you what these measures are.

The platform collects everything — your email, account details, and full conversations. They keep this data, but for how long? They won’t say.

Your information is also shared with outside companies that handle hosting, payments, and usage analytics.

Your bank statement will list it as "Postcron.com", which keeps things discreet.

Chub AI - Bank Statement

Chub AI - Bank Statement