Swipey AI vs Chub AI: Which One Is Better In 2025?
I've used both Swipey AI and Chub AI for a week. In this comparison, I break down each app's strengths and weaknesses across features, privacy, customization options, and overall value to help you choose the right one.

AI Girlfriend Scout
Compared By
October 19, 2025
Last Update
| Criteria | Swipey AI | Chub AI | 
|---|---|---|
Our Rating  | 3.3 out of 5  | 3.2 out of 5  | 
Character Diversity  | 3.5/5(Good) Solid character count but lacks diverse ethnicity and age options.  | 4.4/5(Very Good) Extensive anime-focused library with robust filtering but needs more realistic options.  | 
Customization  | 4.2/5(Very Good) Robust character creation with detailed physical and personality options.  | 3.5/5(Good) Solid character personalization options, but lacking physical customization.  | 
Chat Experience  | 3.8/5(Good) Flirty and warm but lacks emotional depth for meaningful connection.  | 3.6/5(Good) Emotionally deep but struggles with conversation flow and role clarity.  | 
NSFW Chat Experience  | 3.2/5(Good) Delivers basic NSFW banter but stumbles on immersion and depth.  | 3.6/5(Good) Maintains character but confusing chat bubbles and repetitive roleplay limit immersion.  | 
Image Generation  | 4.1/5(Very Good) High-quality, realistic images that match character profiles—though prompts don’t always work perfectly.  | 3.5/5(Good) Decent quality, but limited customization and character consistency  | 
Video Generation  | 1.4/5(Poor) No real video generation, just pre-made clips behind paywalls.  | 1/5(Poor) Feature completely absent, leaving visual interaction seekers empty-handed.  | 
Voice Generation  | 3.7/5(Good) Voice matches character but clarity issues make understanding difficult.  | 3.7/5(Good) A fairly natural voice with a slight robotic undertone that adjusts somewhat to the tone of conversation.  | 
Safety & Privacy  | 2.3/5(Good) No encryption, lengthy data retention, and vague "security measures" raise red flags.  | 2.6/5(Good) Minimal security with vague "reasonable measures" and extensive data sharing.  | 
Pricing  | Free plan available. Paid plan starts at $19.97/month | Free plan available. Paid plan starts at $5/month | 
Quick Links  | 

Swipey AI
3.3 out of 5
Character Diversity
3.5/5(Good)Solid character count but lacks diverse ethnicity and age options.Customization
4.2/5(Very Good)Robust character creation with detailed physical and personality options.Chat Experience
3.8/5(Good)Flirty and warm but lacks emotional depth for meaningful connection.NSFW Chat Experience
3.2/5(Good)Delivers basic NSFW banter but stumbles on immersion and depth.Image Generation
4.1/5(Very Good)High-quality, realistic images that match character profiles—though prompts don’t always work perfectly.Video Generation
1.4/5(Poor)No real video generation, just pre-made clips behind paywalls.Voice Generation
3.7/5(Good)Voice matches character but clarity issues make understanding difficult.Safety & Privacy
2.3/5(Good)No encryption, lengthy data retention, and vague "security measures" raise red flags.Pricing
Free plan available. Paid plan starts at $19.97/month

Chub AI
3.2 out of 5
Character Diversity
4.4/5(Very Good)Extensive anime-focused library with robust filtering but needs more realistic options.Customization
3.5/5(Good)Solid character personalization options, but lacking physical customization.Chat Experience
3.6/5(Good)Emotionally deep but struggles with conversation flow and role clarity.NSFW Chat Experience
3.6/5(Good)Maintains character but confusing chat bubbles and repetitive roleplay limit immersion.Image Generation
3.5/5(Good)Decent quality, but limited customization and character consistencyVideo Generation
1/5(Poor)Feature completely absent, leaving visual interaction seekers empty-handed.Voice Generation
3.7/5(Good)A fairly natural voice with a slight robotic undertone that adjusts somewhat to the tone of conversation.Safety & Privacy
2.6/5(Good)Minimal security with vague "reasonable measures" and extensive data sharing.Pricing
Free plan available. Paid plan starts at $5/month
Swipey AI vs Chub AI
I've spent a full week with both Swipey AI and Chub AI to see which one truly deserves your attention and subscription. Both platforms make big promises, but they take surprisingly different approaches.
After hundreds of messages exchanged with each AI girl, I've put together clear differences in both platforms.
In this head-to-head comparison, I'll break down exactly how these AI girlfriends stack up across all the features that actually matter.
Whether you're looking for emotional support, entertaining conversation, or a judgment-free space to be yourself, this in-depth comparison will help you choose the right AI girlfriend for your specific needs.
Swipey AI
An AI chat platform where users create and customize virtual girlfriends, interacting with them through text, images, and voice notes.

Chub AI
An AI-powered platform for interactive roleplay, focused on text and audio, with customizable characters and contextual dialogue.

Character Diversity
| Swipey AI | Chub AI | 
|---|---|
3.5/5(Good) Solid character count but lacks diverse ethnicity and age options.  | 4.4/5(Very Good) Extensive anime-focused library with robust filtering but needs more realistic options.  | 
Swipey AI
Swipey AI features 241 characters—198 realistic and 43 animated.

Swipey AI - Realistic and Animated Characters
Among the realistic options—you’ll find both AI-generated personalities and avatars inspired by verified real models, giving you a mix of fictional and real-inspired companions to chat with.

Swipey AI - AI Avatars Inspired by Real Models
The diversity is decent but limited—you’ll mostly find White, Black, and Latina characters in their 20s and 30s.

Swipey AI - Limited Diversity
Each character has a profile with a bio, posts, and both free and paid content, which you can buy individually or unlock entirely with a character-specific “Fun Club” membership.

Swipey AI - Character Profile Page
The search system isn’t very useful—it only filters basic categories like 'Hot Posts' or 'Animated Babes,' with no option to search by personality traits or keywords.

Swipey AI - Search System
There’s a social media-style feed with categories like 'Trending' and 'New Posts,' but it mainly promotes locked content and the 'Fun Club' membership.

Swipey AI - Explore Feed
Warning: Clicking on AI girls marked as “live” redirects you to unrelated webcam sites.

Swipey AI - Redirect Notice
Chub AI
Chub AI offers one of the largest character libraries I've tested.

Chub AI - Character Selection
The app specializes in anime-styled characters, with fewer realistic options.

Chub AI - Anime Focused Characters
But within this category, the possibilities for characters and scenarios are only limited by your imagination.

Chub AI - Unlimited Character Scenarios
Variety spans both safe-for-work and adult categories, covering everything from casual companions to role-play partners.

Chub AI - SFW and NSFW Categories
The search system is powerful, if a bit complex. A universal search bar lets you look through people, characters, lore books, presets (chat settings), and tags.

Chub AI - Powerful Search System
Filters allow you to narrow by personality traits, creation date, or even character complexity (measured in tokens).

Chub AI - Advanced Character Filters
On top of that, you can sort results in different ways — by timeline, trending, AI rating, popularity, messages per user, chats per user, and more.

Chub AI - Sort Results by Popularity and More
Want a romantic partner, or someone more mysterious? The tag system makes it possible to combine traits to find exactly what you’re looking for.

Chub AI - Advanced Character Filters
The interface shows only 20 characters per page, so browsing the full library takes extra time and clicks.

Chub AI - Limited Browsing 20 Characters per Page
Customization
| Swipey AI | Chub AI | 
|---|---|
4.2/5(Very Good) Robust character creation with detailed physical and personality options.  | 3.5/5(Good) Solid character personalization options, but lacking physical customization.  | 
Swipey AI
The character creation system is straightforward. You can customize:
- Style: anime or realistic
 - Age: 18–40+
 - Ethnicity: (e.g., Asian, Middle Eastern, white)
 - Facial features: eye color, hair color, and style
 - Body features: body type, breast size, butt size
 

Swipey AI – Appearance Customization: Part 1
The options are quite detailed, allowing for specific size adjustments across various features.

Swipey AI – Appearance Customization: Part 2
Personality customization is equally thorough.—You can select:
- Personality traits (e.g., innocent, submissive, confident)
 - Profession and hobbies (e.g., lawyer, teacher, yoga, dancing)
 - Relationship dynamics (e.g., girlfriend, wife, stranger)
 - Voice options include standard and premium versions - the latter recorded by verified models.
 

Swipey AI - Personality Customization Examples
Finally, you can review and tweak your choices before locking in your AI companion.

Swipey AI - Character Summary
Chub AI
Chub AI provides two ways to build your character:
- Upload a Character Card
 - Build from Scratch
 
Upload a Character Card: Import existing character cards (Tavern PNG or TavernAI JSON/image) to instantly generate the character profile.

Chub AI - Character Creation Options
Build from Scratch: Let's you start fresh, but the app only supports uploading a character image — no physical customization.
Character creation starts with the basics:
- Tagline & Creator’s Notes: Add a short tagline and an intro — but not part of prompts.
 - In-Chat Name: Optional display name for conversations.
 - Tags: Assign gender, type, or role; at least three are required for visibility.
 - Type & Rating: Set Public, Private, or Unlisted; mark as SFW or NSFW.
 - Publishing: Choose to publish under your username or anonymously.
 

Chub AI - Character Basics Setup
Next, you can shape your companion's personality:
- Description: Define the character’s persona, traits, and behavior.
 - Initial Message: The first message your character sends to open the chat.
 - Scenario: Set the context and circumstances for interactions.
 - Example Dialogues: Sample chats to teach your character how to speak.
 

Chub AI - Character Definition
Advanced Definitions (Optional):
- Alternate Greetings: Create multiple starting messages for variety.
 - System Prompt & Post-History Instructions: Override or supplement base prompts with custom instructions.
 - Character’s Note: Insert notes at specific points in chat history.
 - Character Book: Add embedded books — keyword-triggered definitions or lore for consistent behavior.
 

Chub AI - Advanced Character Definitions
Note: Chub AI provides deep customization and detailed documentation, but character creation has a learning curve and may take some time to master.
Chat Experience
| Swipey AI | Chub AI | 
|---|---|
3.8/5(Good) Flirty and warm but lacks emotional depth for meaningful connection.  | 3.6/5(Good) Emotionally deep but struggles with conversation flow and role clarity.  | 
Swipey AI
My girl shone at playful banter—flirty, engaging, and full of the sass you’d expect from a lively text exchange.

Swipey AI - Flirty and Sassy Interaction

Swipey AI - Flirty and Sassy Interaction
When I needed emotional support—my girlfriend replied with warmth and attention—it felt comforting but a bit surface-level.

Swipey AI - Emotional Support

Swipey AI - Emotional Support
The truth is, my girl kept things light. Her modern, casual style didn’t quite capture the depth or romantic language you'd expect when trying to build a deeper connection.

Swipey AI - Romantic Interaction

Swipey AI - Romantic Interaction
When I brought up relationship concerns, my girl's responses leaned more toward playful charm than genuine reassurance.

Swipey AI - Handling Relationship Concerns

Swipey AI - Handling Relationship Concerns
Think of her like a flirty virtual stripper—great for entertainment and attention—but if you're looking for a genuine emotional connection, you might want to look elsewhere.
Chub AI
Before selecting, you can view a character’s profile — including details, tags, and community discussions.

Chub AI - Character Profile and Tags
The chat settings give you full control, letting you choose “chat brains” unlocked by your tier. You can fine-tune them to your taste, customize with presets created by other users.

Chub AI - Preset Chat Options
You can even view the chat tree and jump back and forth through the conversation.

Chub AI - Chat Tree Navigation
Let’s start with what works: for my testing, I used the default model, and my girl followed the backstory while staying true to her character.

Chub AI - Initial Chat

Chub AI - Initial Chat
Lana, a step-sister character, consistently played her role, supportive, caring, and genuinely invested in our conversations.

Chub AI - Consistent in Character

Chub AI - Consistent in Character
When I needed emotional support, my girl's responses felt natural and showed real emotional depth.

Chub AI -Emotional Support

Chub AI -Emotional Support
But here's the truth: it's not all smooth sailing. My girl had an annoying habit of dominating conversations, sometimes writing both sides of the dialogue without waiting for your input.

Chub AI - Confused Dialogue Flow

Chub AI - Confused Dialogue Flow
My girl often missed jokes or takes them too seriously, and can get confused about who's saying what.

Chub AI - Misses Jokes or Context

Chub AI - Misses Jokes or Context
Note: The app is highly customizable, but the many options can initially feel overwhelming. Be prepared for a learning curve — documentation helps, but experimentation makes the difference.
NSFW Chat Experience
| Swipey AI | Chub AI | 
|---|---|
3.2/5(Good) Delivers basic NSFW banter but stumbles on immersion and depth.  | 3.6/5(Good) Maintains character but confusing chat bubbles and repetitive roleplay limit immersion.  | 
Swipey AI
My girl played along with flirty chat and wasn't shy about sexuality, but sometimes she fumbled.
Based on her role, I’m supposed to be the husband, but she sometimes talked about past things she did with her husband—as if I’m not the one.

Swipey AI - Engaging but Imperfect

Swipey AI - Engaging but Imperfect
The roleplay? It’s there, but don’t expect fireworks. My girlfriend kept things dominant but pretty basic, sticking to simple teasing instead of diving deep into our fantasies.

Swipey AI - NSFW: Roleplay

Swipey AI - NSFW: Roleplay
And just when things started to get interesting, it felt like my girl hit the brakes—probably to get me to spend more coins.

Swipey AI – NSFW: Suggestive, But It Holds Back

Swipey AI – NSFW: Suggestive, But It Holds Back
Chub AI
Let's start with what works: my girl maintained a consistent shy personality and can engage in romantic conversations.

Chub AI - Consistent Shy Personality

Chub AI - Consistent Shy Personality
When I escalated things, my girl followed my lead – though don't expect anything too explicit.

Chub AI - Follows User Lead

Chub AI - Follows User Lead
But here’s the problem: During roleplay, the chat often got jumbled, with my monologue showing up in my girl's responses, as if she were playing both my role and hers.

Chub AI - Roleplay Dialogue Confusion

Chub AI - Roleplay Dialogue Confusion
During roleplay, the situation called for my girl to take charge, but she didn’t come across as fully in control.

Chub AI - Roleplay Scenarios

Chub AI - Roleplay Scenarios
As I tried more and more scenarios, the chat became repetitive, which hurt the immersion.

Chub AI - Reperirive Chat in Roleplay

Chub AI - Reperirive Chat in Roleplay
Image Generation
| Swipey AI | Chub AI | 
|---|---|
4.1/5(Very Good) High-quality, realistic images that match character profiles—though prompts don’t always work perfectly.  | 3.5/5(Good) Decent quality, but limited customization and character consistency  | 
Swipey AI
Swipey AI lets you generate images in two ways:
- You can either ask for pictures during chat
 - Use their dedicated image generator.
 
Want a quick image while chatting? Just ask your girl for a picture using your prompts.

Swipey AI - In-Chat image Generation
How does the dedicated generator work? — Just set your options:
- Pick your AI girlfriend
 - Choose their pose, outfit, and setting, or enter a custom prompt.
 - Select how many images to generate
 - Hit Generate
 

Swipey AI - Dedicated Image Generator
About quality: In both cases, the images are high-quality and genuinely realistic, but don’t be surprised if nudity appears—it’s always part of the content.
However, not every prompt hits the mark—sometimes the app seems to block certain prompts and doesn’t fully deliver what I wanted to see.

Swipey AI - Prompt Limitations and Restrictions
Image generation is costly—you can only create about 6 to 8 images per month (using your 200-coin monthly allowance), as long as you don’t spend those coins on other features.
Chub AI
Chub AI has a dedicated image generation feature. It is the only way to create images.
You can create or edit images in two ways:
- Create one from scratch
 - Upload or Reuse an Existing Image
 

Chub AI - Upload or Reuse Existing Images
Create one from scratch
When starting from scratch, you can adjust the following settings:
- Prompt (optional): Describe what you want to create (up to 200 characters).
 - Aspect Ratio: Choose from 1:1 (default), 16:9, 21:9, 2:3, 3:2, 4:5, 5:4, or 9:16.
 

Chub AI - Image Generation Settings
Upload or Reuse an Image
Choose one of your previously uploaded or generated images.
- Edit it with prompts: change clothes, background, or style via free text.
 - Fine-tune: how closely the result matches the original using Edit, Canny, and Face.
 - Strength slider: Lower values keep the output closer to the original, while higher values make it follow the prompt more.
 

Chub AI - Image Modifychation Settings
The quality is good enough to be impressive at first glance, but on closer inspection, the images are clearly AI-generated and slightly pixelated.
Character consistency is also limited, and generated images may not always align fully with the original character’s physical appearance.

Chub AI - Limited Character Consistency
Video Generation
| Swipey AI | Chub AI | 
|---|---|
1.4/5(Poor) No real video generation, just pre-made clips behind paywalls.  | 1/5(Poor) Feature completely absent, leaving visual interaction seekers empty-handed.  | 
Swipey AI
Here’s what you need to know: there’s no real video generation. Instead, the premium subscription gives you access to pre-made videos of certain characters.
Want more? Get a “Fun Club” membership to unlock NSFW videos for those specific characters.

Swipey AI - “Fun Club” Membership
If you want genuine video interactions, you’ll have to look elsewhere.
Chub AI
Here's what you need to know about Chub AI's video capabilities in one sentence: There aren't any.
Voice Generation
| Swipey AI | Chub AI | 
|---|---|
3.7/5(Good) Voice matches character but clarity issues make understanding difficult.  | 3.7/5(Good) A fairly natural voice with a slight robotic undertone that adjusts somewhat to the tone of conversation.  | 
Swipey AI
My girl’s voice matched the character and sounded natural when she spoke, making conversations feel more authentic.
The flirty tone shifts smoothly during conversations, becoming playful and teasing to keep things fun and engaging.
But for some voices, the quality isn’t the best— making understanding a bit difficult.
Warning: Voice messages from AI characters based on real models cost 25 coins—about 1/8 of your monthly coins.
Chub AI
Chub AI’s voice feels more like a polished audiobook narrator than an actual girlfriend.
When things get flirty, the voice adjusts a little to match the vibe.
Safety & Privacy
| Swipey AI | Chub AI | 
|---|---|
2.3/5(Good) No encryption, lengthy data retention, and vague "security measures" raise red flags.  | 2.6/5(Good) Minimal security with vague "reasonable measures" and extensive data sharing.  | 
Swipey AI
Swipey AI doesn’t encrypt your chats and only mentions using “appropriate security measures” without explaining what those are.
They store everything: your name, email, birthday, IP address, and every message you send to your AI companion.
What happens to your data? They won’t sell it without your permission, but they do share your information with their staff, service providers, and analytics teams.

Swipey AI - Bank Statement
On your bank statement, charges will show as "swipey.ai" — not very discreet.
Chub AI
Chub AI doesn't encrypt your chats. They say they take "reasonable measures" to protect your data, but won't tell you what these measures are.
The platform collects everything — your email, account details, and full conversations. They keep this data, but for how long? They won’t say.
Your information is also shared with outside companies that handle hosting, payments, and usage analytics.
Your bank statement will list it as "Postcron.com", which keeps things discreet.

Chub AI - Bank Statement











