Swipey AI

3.3
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Chub AI

3.2
Try Chub AI
  • Swipey AI logo

    Swipey AI

    3.3 out of 5

  • Character Diversity

    3.5/5(Good)
    Solid character count but lacks diverse ethnicity and age options.
  • Customization

    4.2/5(Very Good)
    Robust character creation with detailed physical and personality options.
  • Chat Experience

    3.8/5(Good)
    Flirty and warm but lacks emotional depth for meaningful connection.
  • NSFW Chat Experience

    3.2/5(Good)
    Delivers basic NSFW banter but stumbles on immersion and depth.
  • Image Generation

    4.1/5(Very Good)
    High-quality, realistic images that match character profiles—though prompts don’t always work perfectly.
  • Video Generation

    1.4/5(Poor)
    No real video generation, just pre-made clips behind paywalls.
  • Voice Generation

    3.7/5(Good)
    Voice matches character but clarity issues make understanding difficult.
  • Safety & Privacy

    2.3/5(Good)
    No encryption, lengthy data retention, and vague "security measures" raise red flags.
  • Pricing

    Free plan available. Paid plan starts at $19.97/month
  • Chub AI logo

    Chub AI

    3.2 out of 5

  • Character Diversity

    4.4/5(Very Good)
    Extensive anime-focused library with robust filtering but needs more realistic options.
  • Customization

    3.5/5(Good)
    Solid character personalization options, but lacking physical customization.
  • Chat Experience

    3.6/5(Good)
    Emotionally deep but struggles with conversation flow and role clarity.
  • NSFW Chat Experience

    3.6/5(Good)
    Maintains character but confusing chat bubbles and repetitive roleplay limit immersion.
  • Image Generation

    3.5/5(Good)
    Decent quality, but limited customization and character consistency
  • Video Generation

    1/5(Poor)
    Feature completely absent, leaving visual interaction seekers empty-handed.
  • Voice Generation

    3.7/5(Good)
    A fairly natural voice with a slight robotic undertone that adjusts somewhat to the tone of conversation.
  • Safety & Privacy

    2.6/5(Good)
    Minimal security with vague "reasonable measures" and extensive data sharing.
  • Pricing

    Free plan available. Paid plan starts at $5/month

Swipey AI vs Chub AI

I've spent a full week with both Swipey AI and Chub AI to see which one truly deserves your attention and subscription. Both platforms make big promises, but they take surprisingly different approaches.

After hundreds of messages exchanged with each AI girl, I've put together clear differences in both platforms.

In this head-to-head comparison, I'll break down exactly how these AI girlfriends stack up across all the features that actually matter.

Whether you're looking for emotional support, entertaining conversation, or a judgment-free space to be yourself, this in-depth comparison will help you choose the right AI girlfriend for your specific needs.

Swipey AI

An AI chat platform where users create and customize virtual girlfriends, interacting with them through text, images, and voice notes.

Swipey AI interface
Swipey AI interface

Chub AI

An AI-powered platform for interactive roleplay, focused on text and audio, with customizable characters and contextual dialogue.

Chub AI interface
Chub AI interface

Character Diversity

Swipey AIChub AI
3.5/5(Good)
Solid character count but lacks diverse ethnicity and age options.
4.4/5(Very Good)
Extensive anime-focused library with robust filtering but needs more realistic options.

Swipey AI logoSwipey AI

Swipey AI features 241 characters—198 realistic and 43 animated.

Swipey AI - Realistic and Animated Characters

Swipey AI - Realistic and Animated Characters

Among the realistic options—you’ll find both AI-generated personalities and avatars inspired by verified real models, giving you a mix of fictional and real-inspired companions to chat with.

Swipey AI - AI Avatars Inspired by Real Models

Swipey AI - AI Avatars Inspired by Real Models

The diversity is decent but limited—you’ll mostly find White, Black, and Latina characters in their 20s and 30s.

Swipey AI - Limited Diversity

Swipey AI - Limited Diversity

Each character has a profile with a bio, posts, and both free and paid content, which you can buy individually or unlock entirely with a character-specific “Fun Club” membership.

Swipey AI - Character Profile Page

Swipey AI - Character Profile Page

The search system isn’t very useful—it only filters basic categories like 'Hot Posts' or 'Animated Babes,' with no option to search by personality traits or keywords.

Swipey AI - Search System

Swipey AI - Search System

There’s a social media-style feed with categories like 'Trending' and 'New Posts,' but it mainly promotes locked content and the 'Fun Club' membership.

Swipey AI - Explore Feed

Swipey AI - Explore Feed

Warning: Clicking on AI girls marked as “live” redirects you to unrelated webcam sites.

Swipey AI - Redirect Notice

Swipey AI - Redirect Notice

Chub AI logoChub AI

Chub AI offers one of the largest character libraries I've tested.

Chub AI - Character Selection

Chub AI - Character Selection

The app specializes in anime-styled characters, with fewer realistic options.

Chub AI - Anime Focused Characters

Chub AI - Anime Focused Characters

But within this category, the possibilities for characters and scenarios are only limited by your imagination.

Chub AI - Unlimited Character Scenarios

Chub AI - Unlimited Character Scenarios

Variety spans both safe-for-work and adult categories, covering everything from casual companions to role-play partners.

Chub AI - SFW and NSFW Categories

Chub AI - SFW and NSFW Categories

The search system is powerful, if a bit complex. A universal search bar lets you look through people, characters, lore books, presets (chat settings), and tags.

Chub AI - Powerful Search System

Chub AI - Powerful Search System

Filters allow you to narrow by personality traits, creation date, or even character complexity (measured in tokens).

Chub AI - Advanced Character Filters

Chub AI - Advanced Character Filters

On top of that, you can sort results in different ways — by timeline, trending, AI rating, popularity, messages per user, chats per user, and more.

Chub AI - Sort Results by Popularity and More

Chub AI - Sort Results by Popularity and More

Want a romantic partner, or someone more mysterious? The tag system makes it possible to combine traits to find exactly what you’re looking for.

Chub AI - Advanced Character Filters

Chub AI - Advanced Character Filters

The interface shows only 20 characters per page, so browsing the full library takes extra time and clicks.

Chub AI - Limited Browsing 20 Characters per Page

Chub AI - Limited Browsing 20 Characters per Page

Customization

Swipey AIChub AI
4.2/5(Very Good)
Robust character creation with detailed physical and personality options.
3.5/5(Good)
Solid character personalization options, but lacking physical customization.

Swipey AI logoSwipey AI

The character creation system is straightforward. You can customize:

  • Style: anime or realistic
  • Age: 18–40+
  • Ethnicity: (e.g., Asian, Middle Eastern, white)
  • Facial features: eye color, hair color, and style
  • Body features: body type, breast size, butt size
Swipey AI – Appearance Customization: Part 1

Swipey AI – Appearance Customization: Part 1

The options are quite detailed, allowing for specific size adjustments across various features.

Swipey AI – Appearance Customization: Part 2

Swipey AI – Appearance Customization: Part 2

Personality customization is equally thorough.—You can select:

  • Personality traits (e.g., innocent, submissive, confident)
  • Profession and hobbies (e.g., lawyer, teacher, yoga, dancing)
  • Relationship dynamics (e.g., girlfriend, wife, stranger)
  • Voice options include standard and premium versions - the latter recorded by verified models.
Swipey AI - Personality Customization Examples

Swipey AI - Personality Customization Examples

Finally, you can review and tweak your choices before locking in your AI companion.

Swipey AI -  Character Summary

Swipey AI - Character Summary

Chub AI logoChub AI

Chub AI provides two ways to build your character:

  • Upload a Character Card
  • Build from Scratch

Upload a Character Card: Import existing character cards (Tavern PNG or TavernAI JSON/image) to instantly generate the character profile.

Chub AI - Character Creation Options

Chub AI - Character Creation Options

Build from Scratch: Let's you start fresh, but the app only supports uploading a character image — no physical customization.

Character creation starts with the basics:

  • Tagline & Creator’s Notes: Add a short tagline and an intro — but not part of prompts.
  • In-Chat Name: Optional display name for conversations.
  • Tags: Assign gender, type, or role; at least three are required for visibility.
  • Type & Rating: Set Public, Private, or Unlisted; mark as SFW or NSFW.
  • Publishing: Choose to publish under your username or anonymously.
Chub AI - Character Basics Setup

Chub AI - Character Basics Setup

Next, you can shape your companion's personality:

  • Description: Define the character’s persona, traits, and behavior.
  • Initial Message: The first message your character sends to open the chat.
  • Scenario: Set the context and circumstances for interactions.
  • Example Dialogues: Sample chats to teach your character how to speak.
Chub AI - Character Definition

Chub AI - Character Definition

Advanced Definitions (Optional):

  • Alternate Greetings: Create multiple starting messages for variety.
  • System Prompt & Post-History Instructions: Override or supplement base prompts with custom instructions.
  • Character’s Note: Insert notes at specific points in chat history.
  • Character Book: Add embedded books — keyword-triggered definitions or lore for consistent behavior.
Chub AI - Advanced Character Definitions

Chub AI - Advanced Character Definitions

Note: Chub AI provides deep customization and detailed documentation, but character creation has a learning curve and may take some time to master.

Chat Experience

Swipey AIChub AI
3.8/5(Good)
Flirty and warm but lacks emotional depth for meaningful connection.
3.6/5(Good)
Emotionally deep but struggles with conversation flow and role clarity.

Swipey AI logoSwipey AI

My girl shone at playful banter—flirty, engaging, and full of the sass you’d expect from a lively text exchange.

 Swipey AI - Flirty and Sassy Interaction

Swipey AI - Flirty and Sassy Interaction

When I needed emotional support—my girlfriend replied with warmth and attention—it felt comforting but a bit surface-level.

Swipey AI - Emotional Support

Swipey AI - Emotional Support

The truth is, my girl kept things light. Her modern, casual style didn’t quite capture the depth or romantic language you'd expect when trying to build a deeper connection.

Swipey AI - Romantic Interaction

Swipey AI - Romantic Interaction

When I brought up relationship concerns, my girl's responses leaned more toward playful charm than genuine reassurance.

Swipey AI - Handling Relationship Concerns

Swipey AI - Handling Relationship Concerns

Think of her like a flirty virtual stripper—great for entertainment and attention—but if you're looking for a genuine emotional connection, you might want to look elsewhere.

Chub AI logoChub AI

Before selecting, you can view a character’s profile — including details, tags, and community discussions.

Chub AI - Character Profile and Tags

Chub AI - Character Profile and Tags

The chat settings give you full control, letting you choose “chat brains” unlocked by your tier. You can fine-tune them to your taste, customize with presets created by other users.

Chub AI - Preset Chat Options

Chub AI - Preset Chat Options

You can even view the chat tree and jump back and forth through the conversation.

Chub AI - Chat Tree Navigation

Chub AI - Chat Tree Navigation

Let’s start with what works: for my testing, I used the default model, and my girl followed the backstory while staying true to her character.

Chub AI - Initial Chat

Chub AI - Initial Chat

Lana, a step-sister character, consistently played her role, supportive, caring, and genuinely invested in our conversations.

Chub AI - Consistent Character

Chub AI - Consistent in Character

When I needed emotional support, my girl's responses felt natural and showed real emotional depth.

Chub AI -Emotional Support

Chub AI -Emotional Support

But here's the truth: it's not all smooth sailing. My girl had an annoying habit of dominating conversations, sometimes writing both sides of the dialogue without waiting for your input.

Chub AI - Confused Dialogue Flow

Chub AI - Confused Dialogue Flow

My girl often missed jokes or takes them too seriously, and can get confused about who's saying what.

Chub AI - Misses Jokes or Context

Chub AI - Misses Jokes or Context

Note: The app is highly customizable, but the many options can initially feel overwhelming. Be prepared for a learning curve — documentation helps, but experimentation makes the difference.

NSFW Chat Experience

Swipey AIChub AI
3.2/5(Good)
Delivers basic NSFW banter but stumbles on immersion and depth.
3.6/5(Good)
Maintains character but confusing chat bubbles and repetitive roleplay limit immersion.

Swipey AI logoSwipey AI

My girl played along with flirty chat and wasn't shy about sexuality, but sometimes she fumbled.

Based on her role, I’m supposed to be the husband, but she sometimes talked about past things she did with her husband—as if I’m not the one.

Swipey AI - Engaging but Imperfect

Swipey AI - Engaging but Imperfect

The roleplay? It’s there, but don’t expect fireworks. My girlfriend kept things dominant but pretty basic, sticking to simple teasing instead of diving deep into our fantasies.

Swipey AI - NSFW: Roleplay

Swipey AI - NSFW: Roleplay

And just when things started to get interesting, it felt like my girl hit the brakes—probably to get me to spend more coins.

Swipey AI – NSFW: Suggestive, But It Holds Back

Swipey AI – NSFW: Suggestive, But It Holds Back

Chub AI logoChub AI

Let's start with what works: my girl maintained a consistent shy personality and can engage in romantic conversations.

Chub AI - Consistent Shy Personality

Chub AI - Consistent Shy Personality

When I escalated things, my girl followed my lead – though don't expect anything too explicit.

Chub AI - Follows User Lead

Chub AI - Follows User Lead

But here’s the problem: During roleplay, the chat often got jumbled, with my monologue showing up in my girl's responses, as if she were playing both my role and hers.

Chub AI - Roleplay Dialogue Confusion

Chub AI - Roleplay Dialogue Confusion

During roleplay, the situation called for my girl to take charge, but she didn’t come across as fully in control.

Chub AI - Roleplay Scenarios

Chub AI - Roleplay Scenarios

As I tried more and more scenarios, the chat became repetitive, which hurt the immersion.

Chub AI - Reperirive Chat in Roleplay

Chub AI - Reperirive Chat in Roleplay

Image Generation

Swipey AIChub AI
4.1/5(Very Good)
High-quality, realistic images that match character profiles—though prompts don’t always work perfectly.
3.5/5(Good)
Decent quality, but limited customization and character consistency

Swipey AI logoSwipey AI

Swipey AI lets you generate images in two ways:

  • You can either ask for pictures during chat
  • Use their dedicated image generator.

Want a quick image while chatting? Just ask your girl for a picture using your prompts.

Swipey AI - In-Chat image Generation

Swipey AI - In-Chat image Generation

How does the dedicated generator work? — Just set your options:

  1. Pick your AI girlfriend
  2. Choose their pose, outfit, and setting, or enter a custom prompt.
  3. Select how many images to generate
  4. Hit Generate
Swipey AI - Dedicated Image Generator

Swipey AI - Dedicated Image Generator

About quality: In both cases, the images are high-quality and genuinely realistic, but don’t be surprised if nudity appears—it’s always part of the content.

  • Swipey AI - AI girlfriend's photo
  • Swipey AI - AI girlfriend's photo
  • Swipey AI - AI girlfriend's photo
  • Swipey AI - AI girlfriend's photo
  • Swipey AI - AI girlfriend's photo
  • Swipey AI - AI girlfriend's photo

However, not every prompt hits the mark—sometimes the app seems to block certain prompts and doesn’t fully deliver what I wanted to see.

Swipey AI - Prompt Limitations and Restrictions

Swipey AI - Prompt Limitations and Restrictions

Image generation is costly—you can only create about 6 to 8 images per month (using your 200-coin monthly allowance), as long as you don’t spend those coins on other features.

Chub AI logoChub AI

Chub AI has a dedicated image generation feature. It is the only way to create images.

You can create or edit images in two ways:

  1. Create one from scratch
  2. Upload or Reuse an Existing Image
Chub AI - Upload or Reuse Existing Images

Chub AI - Upload or Reuse Existing Images

Create one from scratch

When starting from scratch, you can adjust the following settings:

  • Prompt (optional): Describe what you want to create (up to 200 characters).
  • Aspect Ratio: Choose from 1:1 (default), 16:9, 21:9, 2:3, 3:2, 4:5, 5:4, or 9:16.
Chub AI - Image Generation Settings

Chub AI - Image Generation Settings

Upload or Reuse an Image

Choose one of your previously uploaded or generated images.

  • Edit it with prompts: change clothes, background, or style via free text.
  • Fine-tune: how closely the result matches the original using Edit, Canny, and Face.
  • Strength slider: Lower values keep the output closer to the original, while higher values make it follow the prompt more.
Chub AI - Image Modifychation Settings

Chub AI - Image Modifychation Settings

The quality is good enough to be impressive at first glance, but on closer inspection, the images are clearly AI-generated and slightly pixelated.

  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo

Character consistency is also limited, and generated images may not always align fully with the original character’s physical appearance.

Chub AI - Limited Character Consistency

Chub AI - Limited Character Consistency

Video Generation

Swipey AIChub AI
1.4/5(Poor)
No real video generation, just pre-made clips behind paywalls.
1/5(Poor)
Feature completely absent, leaving visual interaction seekers empty-handed.

Swipey AI logoSwipey AI

Here’s what you need to know: there’s no real video generation. Instead, the premium subscription gives you access to pre-made videos of certain characters.

Want more? Get a “Fun Club” membership to unlock NSFW videos for those specific characters.

Swipey AI - “Fun Club” Membership

Swipey AI - “Fun Club” Membership

If you want genuine video interactions, you’ll have to look elsewhere.

Chub AI logoChub AI

Here's what you need to know about Chub AI's video capabilities in one sentence: There aren't any.

Voice Generation

Swipey AIChub AI
3.7/5(Good)
Voice matches character but clarity issues make understanding difficult.
3.7/5(Good)
A fairly natural voice with a slight robotic undertone that adjusts somewhat to the tone of conversation.

Swipey AI logoSwipey AI

My girl’s voice matched the character and sounded natural when she spoke, making conversations feel more authentic.

Casual Talk
0:00-0:00

The flirty tone shifts smoothly during conversations, becoming playful and teasing to keep things fun and engaging.

Emotional Talk
0:00-0:00

But for some voices, the quality isn’t the best— making understanding a bit difficult.

Warning: Voice messages from AI characters based on real models cost 25 coins—about 1/8 of your monthly coins.

Chub AI logoChub AI

Chub AI’s voice feels more like a polished audiobook narrator than an actual girlfriend.

Casual Talk
0:00-0:00

When things get flirty, the voice adjusts a little to match the vibe.

Emotional Talk
0:00-0:00

Safety & Privacy

Swipey AIChub AI
2.3/5(Good)
No encryption, lengthy data retention, and vague "security measures" raise red flags.
2.6/5(Good)
Minimal security with vague "reasonable measures" and extensive data sharing.

Swipey AI logoSwipey AI

Swipey AI doesn’t encrypt your chats and only mentions using “appropriate security measures” without explaining what those are.

They store everything: your name, email, birthday, IP address, and every message you send to your AI companion.

What happens to your data? They won’t sell it without your permission, but they do share your information with their staff, service providers, and analytics teams.

Swipey AI - Bank Statement

Swipey AI - Bank Statement

On your bank statement, charges will show as "swipey.ai" — not very discreet.

Chub AI logoChub AI

Chub AI doesn't encrypt your chats. They say they take "reasonable measures" to protect your data, but won't tell you what these measures are.

The platform collects everything — your email, account details, and full conversations. They keep this data, but for how long? They won’t say.

Your information is also shared with outside companies that handle hosting, payments, and usage analytics.

Your bank statement will list it as "Postcron.com", which keeps things discreet.

Chub AI - Bank Statement

Chub AI - Bank Statement