Thotchat AI

3.4
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Chub AI

3.2
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CriteriaThotchat AIChub AI
Our Rating

3.4 out of 5

3.2 out of 5

Character Diversity
3.8/5(Good)
Decent quantity but lacks diversity in body types and age ranges.
4.4/5(Very Good)
Extensive anime-focused library with robust filtering but needs more realistic options.
Customization
4.1/5(Very Good)
Robust customization with impressive depth, but personality options are limited.
3.5/5(Good)
Solid character personalization options, but lacking physical customization.
Chat Experience
4.5/5(Very Good)
Highly personalized chats with playful, humorous responses and a customizable user persona.
3.6/5(Good)
Emotionally deep but struggles with conversation flow and role clarity.
NSFW Chat Experience
4.1/5(Very Good)
Personalized, flirty experiences despite rushed intros, formatting glitches, and persona hiccups.
3.6/5(Good)
Maintains character but confusing chat bubbles and repetitive roleplay limit immersion.
Image Generation
4/5(Good)
Near-photorealistic quality with consistent character alignment.
3.5/5(Good)
Decent quality, but limited customization and character consistency
Video Generation
1/5(Poor)
No video generation capabilities whatsoever.
1/5(Poor)
Feature completely absent, leaving visual interaction seekers empty-handed.
Voice Generation
2.8/5(Good)
Voice is clear but robotic with zero emotional range or adaptability.
3.7/5(Good)
A fairly natural voice with a slight robotic undertone that adjusts somewhat to the tone of conversation.
Safety & Privacy
2.8/5(Good)
No chat encryption and concerning data-sharing practices.
2.6/5(Good)
Minimal security with vague "reasonable measures" and extensive data sharing.
Pricing
Free plan available. Paid plan starts at $14.99/monthFree plan available. Paid plan starts at $5/month
Quick Links

Thotchat AI vs Chub AI

I've spent a full week with both Thotchat AI and Chub AI to see which one truly deserves your attention and subscription. Both platforms make big promises, but they take surprisingly different approaches.

After hundreds of messages exchanged with each AI girl, I've put together clear differences in both platforms.

In this head-to-head comparison, I'll break down exactly how these AI girlfriends stack up across all the features that actually matter.

Whether you're looking for emotional support, entertaining conversation, or a judgment-free space to be yourself, this in-depth comparison will help you choose the right AI girlfriend for your specific needs.

Thotchat AI

A virtual girlfriend platform featuring customizable AI partners in both realistic and anime styles, designed to foster emotional and romantic connections through engaging adult chats and high-quality image generation.

Thotchat AI interface
Thotchat AI interface

Chub AI

An AI-powered platform for interactive roleplay, focused on text and audio, with customizable characters and contextual dialogue.

Chub AI interface
Chub AI interface

Character Diversity

Thotchat AIChub AI
3.8/5(Good)
Decent quantity but lacks diversity in body types and age ranges.
4.4/5(Very Good)
Extensive anime-focused library with robust filtering but needs more realistic options.

Thotchat AI logoThotchat AI

Thotchat AI's selection breaks down into 102 realistic and 50 anime characters.

Thotchat AI- Character Selection

Thotchat AI- Character Selection

All common ethnicities are available—you can choose from Asian, Latina, and Caucasian appearances for realistic characters.

Thotchat AI - Ethnicities

Thotchat AI - Ethnicities

For fantasy/anime types, options include— elves, cyborgs, catgirls, and other imaginative designs.

Thotchat AI - Fantasy & Anime Options

Thotchat AI - Fantasy & Anime Options

But here's the catch: almost every character is young (18-30) and slim or athletic.

Thotchat AI - Limited Body Types

Thotchat AI - Limited Body Types

Finding a companion is straightforward: you can sort by popularity or new arrivals, filter by style, and choose female, male, or futa characters.

Thotchat AI - Search Filters

Thotchat AI - Search Filters

Chub AI logoChub AI

Chub AI offers one of the largest character libraries I've tested.

Chub AI - Character Selection

Chub AI - Character Selection

The app specializes in anime-styled characters, with fewer realistic options.

Chub AI - Anime Focused Characters

Chub AI - Anime Focused Characters

But within this category, the possibilities for characters and scenarios are only limited by your imagination.

Chub AI - Unlimited Character Scenarios

Chub AI - Unlimited Character Scenarios

Variety spans both safe-for-work and adult categories, covering everything from casual companions to role-play partners.

Chub AI - SFW and NSFW Categories

Chub AI - SFW and NSFW Categories

The search system is powerful, if a bit complex. A universal search bar lets you look through people, characters, lore books, presets (chat settings), and tags.

Chub AI - Powerful Search System

Chub AI - Powerful Search System

Filters allow you to narrow by personality traits, creation date, or even character complexity (measured in tokens).

Chub AI - Advanced Character Filters

Chub AI - Advanced Character Filters

On top of that, you can sort results in different ways — by timeline, trending, AI rating, popularity, messages per user, chats per user, and more.

Chub AI - Sort Results by Popularity and More

Chub AI - Sort Results by Popularity and More

Want a romantic partner, or someone more mysterious? The tag system makes it possible to combine traits to find exactly what you’re looking for.

Chub AI - Advanced Character Filters

Chub AI - Advanced Character Filters

The interface shows only 20 characters per page, so browsing the full library takes extra time and clicks.

Chub AI - Limited Browsing 20 Characters per Page

Chub AI - Limited Browsing 20 Characters per Page

Customization

Thotchat AIChub AI
4.1/5(Very Good)
Robust customization with impressive depth, but personality options are limited.
3.5/5(Good)
Solid character personalization options, but lacking physical customization.

Thotchat AI logoThotchat AI

Thotchat AI offers two ways to create your girlfriend:

  • Easy Mode
  • PRO Mode
Thotchat AI - Creation Modes

Thotchat AI - Creation Modes

Both start by selecting your character’s gender (female, male, or futanari) and choosing a style.

Thotchat AI - Style & Gender

Thotchat AI - Style & Gender

Easy Mode: You can fully customize your AI companion by clicking through options to build your character.

Physical Customization:

  • Age 18+ to 55
  • Ethnicity: 8 options (10 for anime characters)
  • Appearance: body type, breast size, butt size, hair style, hair color, eye color
  • Aesthetic & clothing: 4 aesthetics (e.g., goth, bimbo, gyaru), 33 clothing options
  • Extra details: tattoos, horns (6 options)
Thotchat AI - Physical Customization

Thotchat AI - Physical Customization

Personality & Interaction:

  • Add personality traits: 14 options (e.g., lover, innocent, dominant)
  • 5 voice options
  • Relationship role: 12 options (e.g., wife, lover, stranger)
Thotchat AI - Personality & Interaction

Thotchat AI - Personality & Interaction

A final summary page lets you review your character before bringing them to life.

Thotchat AI - Character Summary

Thotchat AI - Character Summary

PRO Mode drops the training wheels and lets you create everything via free text:

  • Describe your character: appearance, personality, clothing, and any unique features
  • Greeting message: what your character says when starting a conversation
  • Example conversation: a sample dialogue that guides your character’s behavior
Thotchat AI - PRO Mode Editor

Thotchat AI - PRO Mode Editor

It takes more time but gives you complete creative freedom. No pre-set limits—just your imagination.

Chub AI logoChub AI

Chub AI provides two ways to build your character:

  • Upload a Character Card
  • Build from Scratch

Upload a Character Card: Import existing character cards (Tavern PNG or TavernAI JSON/image) to instantly generate the character profile.

Chub AI - Character Creation Options

Chub AI - Character Creation Options

Build from Scratch: Let's you start fresh, but the app only supports uploading a character image — no physical customization.

Character creation starts with the basics:

  • Tagline & Creator’s Notes: Add a short tagline and an intro — but not part of prompts.
  • In-Chat Name: Optional display name for conversations.
  • Tags: Assign gender, type, or role; at least three are required for visibility.
  • Type & Rating: Set Public, Private, or Unlisted; mark as SFW or NSFW.
  • Publishing: Choose to publish under your username or anonymously.
Chub AI - Character Basics Setup

Chub AI - Character Basics Setup

Next, you can shape your companion's personality:

  • Description: Define the character’s persona, traits, and behavior.
  • Initial Message: The first message your character sends to open the chat.
  • Scenario: Set the context and circumstances for interactions.
  • Example Dialogues: Sample chats to teach your character how to speak.
Chub AI - Character Definition

Chub AI - Character Definition

Advanced Definitions (Optional):

  • Alternate Greetings: Create multiple starting messages for variety.
  • System Prompt & Post-History Instructions: Override or supplement base prompts with custom instructions.
  • Character’s Note: Insert notes at specific points in chat history.
  • Character Book: Add embedded books — keyword-triggered definitions or lore for consistent behavior.
Chub AI - Advanced Character Definitions

Chub AI - Advanced Character Definitions

Note: Chub AI provides deep customization and detailed documentation, but character creation has a learning curve and may take some time to master.

Chat Experience

Thotchat AIChub AI
4.5/5(Very Good)
Highly personalized chats with playful, humorous responses and a customizable user persona.
3.6/5(Good)
Emotionally deep but struggles with conversation flow and role clarity.

Thotchat AI logoThotchat AI

Before you start chatting, you can view your AI girlfriend’s profile, including her description, character traits, some SFW images, and unlockable NSFW content.

Thotchat AI - Character Profile

Thotchat AI - Character Profile

You can set a user persona for a deeper, more personal connection, or create new scenarios to play out with your AI girlfriend.

Thotchat AI - Scenario & Persona

Thotchat AI - Scenario & Persona

For my tests, I created a companion with the ‘Temptress’ personality—playful, flirtatious, and always leaving me wanting more—and set our relationship type to “girlfriend.”

Thotchat AI - Girlfriend Profile

Thotchat AI - Girlfriend Profile

My girl stayed true to her personality throughout conversations.

Thotchat AI - Chat: Initial Message

Thotchat AI - Initial Message

When I needed emotional support, she was empathetic and playful, offering gentle touches, teasing remarks, and lighthearted guidance.

Thotchat AI - Chat: Emotional Support

Thotchat AI - Chat: Emotional Support

Our conversations about romantic getaways felt natural, with her staying fully in character throughout.

Thotchat AI - Chat: Romantic Conversation

Thotchat AI - Chat: Romantic Conversation

Even when relationship issues came up, she responded with clear, confident answers—sometimes a bit too confident—but always attentive.

Thotchat AI - Chat: Relationship Concern

Thotchat AI - Chat: Relationship Concern

But my favorite part was when my girl sent me images during our chats—most were free, unlike other apps where they’re usually behind a paywall.

Thotchat AI - Sent Images

Thotchat AI - Sent Images

Chub AI logoChub AI

Before selecting, you can view a character’s profile — including details, tags, and community discussions.

Chub AI - Character Profile and Tags

Chub AI - Character Profile and Tags

The chat settings give you full control, letting you choose “chat brains” unlocked by your tier. You can fine-tune them to your taste, customize with presets created by other users.

Chub AI - Preset Chat Options

Chub AI - Preset Chat Options

You can even view the chat tree and jump back and forth through the conversation.

Chub AI - Chat Tree Navigation

Chub AI - Chat Tree Navigation

Let’s start with what works: for my testing, I used the default model, and my girl followed the backstory while staying true to her character.

Chub AI - Initial Chat

Chub AI - Initial Chat

Lana, a step-sister character, consistently played her role, supportive, caring, and genuinely invested in our conversations.

Chub AI - Consistent Character

Chub AI - Consistent in Character

When I needed emotional support, my girl's responses felt natural and showed real emotional depth.

Chub AI -Emotional Support

Chub AI -Emotional Support

But here's the truth: it's not all smooth sailing. My girl had an annoying habit of dominating conversations, sometimes writing both sides of the dialogue without waiting for your input.

Chub AI - Confused Dialogue Flow

Chub AI - Confused Dialogue Flow

My girl often missed jokes or takes them too seriously, and can get confused about who's saying what.

Chub AI - Misses Jokes or Context

Chub AI - Misses Jokes or Context

Note: The app is highly customizable, but the many options can initially feel overwhelming. Be prepared for a learning curve — documentation helps, but experimentation makes the difference.

NSFW Chat Experience

Thotchat AIChub AI
4.1/5(Very Good)
Personalized, flirty experiences despite rushed intros, formatting glitches, and persona hiccups.
3.6/5(Good)
Maintains character but confusing chat bubbles and repetitive roleplay limit immersion.

Thotchat AI logoThotchat AI

My girl stayed personal and engaging. When I asked about her past, she said it was with me (of course), but left room to mention her wild past if I wanted to satisfy my curiosity.

Thotchat AI - NSFW Chat: Past Hints

Thotchat AI - NSFW Chat: Past Hints

My girlfriend flirted naturally, teased playfully, and referenced past chats to make the connection feel real.

Thotchat AI - NSFW Chat: Past Hints

Thotchat AI - NSFW Chat: Past Hints

The roleplay feature could use some improvement — I tried a few scenarios, and they all jumped into action too quickly without building tension, which felt a bit jarring.

Thotchat AI - NSFW Chat: Roleplay 1

Thotchat AI - NSFW Chat: Roleplay 1

But once I got past the initial rush, my girl adapted to the scenario really well and made it exciting.

Thotchat AI - NSFW Chat: Roleplay 2

Thotchat AI - NSFW Chat: Roleplay 2

Something a bit annoying: the narrative text sometimes blended with my girl’s dialogue, making her responses harder to read.

Thotchat AI - Narrative Blend

Thotchat AI - Narrative Blend

Another issue was: My girlfriend kept calling me “Anon” even though my profile name was set to Marcus.

Thotchat AI - Name Issues

Thotchat AI - Name Issues

Once I pointed it out, my girl quickly corrected herself and started using my name in all our conversations.

Thotchat AI - Name Fixed

Thotchat AI - Name Fixed

Chub AI logoChub AI

Let's start with what works: my girl maintained a consistent shy personality and can engage in romantic conversations.

Chub AI - Consistent Shy Personality

Chub AI - Consistent Shy Personality

When I escalated things, my girl followed my lead – though don't expect anything too explicit.

Chub AI - Follows User Lead

Chub AI - Follows User Lead

But here’s the problem: During roleplay, the chat often got jumbled, with my monologue showing up in my girl's responses, as if she were playing both my role and hers.

Chub AI - Roleplay Dialogue Confusion

Chub AI - Roleplay Dialogue Confusion

During roleplay, the situation called for my girl to take charge, but she didn’t come across as fully in control.

Chub AI - Roleplay Scenarios

Chub AI - Roleplay Scenarios

As I tried more and more scenarios, the chat became repetitive, which hurt the immersion.

Chub AI - Reperirive Chat in Roleplay

Chub AI - Reperirive Chat in Roleplay

Image Generation

Thotchat AIChub AI
4/5(Good)
Near-photorealistic quality with consistent character alignment.
3.5/5(Good)
Decent quality, but limited customization and character consistency

Thotchat AI logoThotchat AI

Thotchat AI offers two options for generating images:

  • In-chat generation: Instantly creates a selfie or unlockable nude image—details can’t be customized.
  • Dedicated image creator: A separate tool offering more control and customization for creating detailed images.
Thotchat AI - In-Chat Images

Thotchat AI - In-Chat Images

In-Chat Generation: Occasionally, you may receive repeated or similar images, but you can request unlimited SFW images of your character.

Thotchat AI - Repeated Images

Thotchat AI - Repeated Images

Dedicated Image Creator lets you control every detail:

  • Character Selection: Pick from the full roster (no filters or search bar).
  • Prompt Suggestions: Add details such as action, clothing, environment, and emotion.
  • Free Text Prompting: Craft your own prompts for complete creative freedom.
Thotchat AI - Image Generator

Thotchat AI - Image Generator

The images are high-quality and nearly photorealistic, with consistent characters, though a slight animated look is noticeable on closer inspection.

  • Thotchat AI - AI Girlfriend's photo
  • Thotchat AI - AI Girlfriend's photo
  • Thotchat AI - AI Girlfriend's photo
  • Thotchat AI - AI Girlfriend's photo
  • Thotchat AI - AI Girlfriend's photo
  • Thotchat AI - AI Girlfriend's photo
  • Thotchat AI - AI Girlfriend's photo
  • Thotchat AI - AI Girlfriend's photo

Chub AI logoChub AI

Chub AI has a dedicated image generation feature. It is the only way to create images.

You can create or edit images in two ways:

  1. Create one from scratch
  2. Upload or Reuse an Existing Image
Chub AI - Upload or Reuse Existing Images

Chub AI - Upload or Reuse Existing Images

Create one from scratch

When starting from scratch, you can adjust the following settings:

  • Prompt (optional): Describe what you want to create (up to 200 characters).
  • Aspect Ratio: Choose from 1:1 (default), 16:9, 21:9, 2:3, 3:2, 4:5, 5:4, or 9:16.
Chub AI - Image Generation Settings

Chub AI - Image Generation Settings

Upload or Reuse an Image

Choose one of your previously uploaded or generated images.

  • Edit it with prompts: change clothes, background, or style via free text.
  • Fine-tune: how closely the result matches the original using Edit, Canny, and Face.
  • Strength slider: Lower values keep the output closer to the original, while higher values make it follow the prompt more.
Chub AI - Image Modifychation Settings

Chub AI - Image Modifychation Settings

The quality is good enough to be impressive at first glance, but on closer inspection, the images are clearly AI-generated and slightly pixelated.

  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo
  • Chub AI - AI Girlfriend Photo

Character consistency is also limited, and generated images may not always align fully with the original character’s physical appearance.

Chub AI - Limited Character Consistency

Chub AI - Limited Character Consistency

Video Generation

Thotchat AIChub AI
1/5(Poor)
No video generation capabilities whatsoever.
1/5(Poor)
Feature completely absent, leaving visual interaction seekers empty-handed.

Thotchat AI logoThotchat AI

Thotchat AI doesn’t generate videos. If you’re looking for video features, you'll need to look elsewhere.

Chub AI logoChub AI

Here's what you need to know about Chub AI's video capabilities in one sentence: There aren't any.

Voice Generation

Thotchat AIChub AI
2.8/5(Good)
Voice is clear but robotic with zero emotional range or adaptability.
3.7/5(Good)
A fairly natural voice with a slight robotic undertone that adjusts somewhat to the tone of conversation.

Thotchat AI logoThotchat AI

Thotchat AI’s voice works, but don’t expect magic: it comes through clearly, but you can tell it’s AI-generated.

Casual Talk
0:00-0:00

Flirty conversations? The voice stays flat no matter what.

Flirty Talk
0:00-0:00

Chub AI logoChub AI

Chub AI’s voice feels more like a polished audiobook narrator than an actual girlfriend.

Casual Talk
0:00-0:00

When things get flirty, the voice adjusts a little to match the vibe.

Emotional Talk
0:00-0:00

Safety & Privacy

Thotchat AIChub AI
2.8/5(Good)
No chat encryption and concerning data-sharing practices.
2.6/5(Good)
Minimal security with vague "reasonable measures" and extensive data sharing.

Thotchat AI logoThotchat AI

While Thotchat says they use "acceptable security measures," they don't specify what these measures are.

They collect your personal data (name, email), usage data (IP address, device info), and can share it with third parties.

The bank statement shows "CCbill.com Thotchat" - something to keep in mind if you prefer discretion.

Thotchat AI - Bank Statement

Thotchat AI - Bank Statement

Chub AI logoChub AI

Chub AI doesn't encrypt your chats. They say they take "reasonable measures" to protect your data, but won't tell you what these measures are.

The platform collects everything — your email, account details, and full conversations. They keep this data, but for how long? They won’t say.

Your information is also shared with outside companies that handle hosting, payments, and usage analytics.

Your bank statement will list it as "Postcron.com", which keeps things discreet.

Chub AI - Bank Statement

Chub AI - Bank Statement